Hudson County and Kearny Town property record for 165 Elm St, Kearny, NJ 07032
| Property Type | Single Family Home |
|---|---|
| Details | 1,499 sqft · built 1925 |
| Lot Size | 37.5 acres (1,637,028 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jan 2000) |
| Tax Bill | $9,167 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00236-0000-00043 |
| Primary APN | 07-00236-0000-00043 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,499 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 1,637,028 sqft |
| Lot Dimensions | 100 ft deep x 37.5 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 165 ELM ST |
|---|---|
| City | KEARNY |
| State | NJ |
| Zip | 07032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 236 |
| Legal Lot Number | 43 |
| Jurisdiction | HUDSON NJ |
| Township / Civil Division | KEARNY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12900 |
165 Elm St is owned and occupied by an individual who bought it in January 2000.
Source: Hudson County and Kearny Town records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 165 ELM ST, KEARNY, NJ 07032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2000 · Amount on File |
| Deed Sale | Jan 10, 2000 · Amount on File |
| Deed Document Number | 2000242 |
| Deed Book / Page | 5554 / 258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON NJ |
| Property Address | 165 ELM ST, KEARNY, NJ 07032 |
| Document Number | 0060142340 |
| Instrument Date | Oct 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 165 ELM ST KEARNY NJ 07032, KEARNY, NJ 07032 |
| Document Number | 0060142340 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 019497/000001 |
| Instrument | 60142340 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2049 |
The 2025 property tax bill for 165 Elm St was $9,167, up 1.3% from the year before.
Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Hudson County |
| Municipality | Kearny Town |
| Unified School District | Kearny Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,500 (-) Land $26,200 Building $58,300 | $84,500 (-) Land $26,200 Building $58,300 | |
| 2025 | $9,167.00 (+1.35%) | $84,500 Land $26,200 Building $58,300 | $84,500 Land $26,200 Building $58,300 |
| 2024 | $9,045.00 | ||
| 2023 | $84,500 Land $26,200 Building $58,300 | $84,500 Land $26,200 Building $58,300 | |
| 2022 | $8,907.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 Elm St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1978–2009) |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 165 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,090 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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