Genesee County property record for 165 E State St, Montrose, MI 48457
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 944 sqft · built 1949 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual on Record |
| Last Sale | $110,000 (Jan 2026) |
| Tax Bill | $926 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-16-300-041 |
| Primary APN | 60-16-300-041 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Foundation Type | No Foundation |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 231 ft deep x 32 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 165 E STATE ST |
|---|---|
| City | MONTROSE |
| State | MI |
| Zip | 48457-9144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | A PARCEL OF LAND BEG 642 FT E OF SW COR OF SEC 16 TH N 16 RDS TH E 32 FT TH S 16 RDS TH W 32 FT TO PLACE OF BEG SEC 16 T9N |
| Legal Range | 05E |
| Legal Township | 09N |
| Legal Section | 16 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MONTROSE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 12602 |
Source: Genesee County assessment roll, as of October 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 870 SENECA PL, CADILLAC, MI 49601-8813 |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Deed Document Number | 202601301675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jan 30, 2026 |
| Property Address | 165 E STATE ST, MONTROSE, MI 48457-9144 |
| Document Number | 0000001675 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 202601300001675 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 756 HUNTINGTON RD, GRAND BLANC, MI 48439-1278 |
| Name | Verified Name |
|---|---|
| Address | 870 SENECA PPLACE, CADILLAC, MI 49601-8813 |
| Document Number | 0000001476 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 202601290001476 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Number | 0000001476 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 202601290001476 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Genesee County assessment roll, as of October 3, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Montrose City |
| Unified School District | Montrose Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $926.00 (-43.95%) | $36,800 (+11.52%) | $73,600 (+11.52%) |
| 2024 | $1,652.00 (+16.34%) | ||
| 2023 | $33,000 | $66,000 | |
| 2019 | $1,420.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTROSE serves 1,657 people · EPA ID MI0004480 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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