165 E Hwy 61, Esko, MN 55733 Property Records

Carlton County property record for 165 E Hwy 61, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Dec 2022)
Tax Bill	$1,962 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`78-020-5522`

Property Details

APN / Parcel Number

Primary APN	`78-020-5522`
Alternative APN	`26411`

Exterior

Lot Area	50,094 sqft (1.15 acres)

Location & Zoning

Account Number	26411
Street Address	165 E HIGHWAY 61
City	ESKO
State	MN
Zip	55733-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF TOWN OF THOMSON TOWNSHIP
Legal Range	16
Legal Township	49
Legal Section	23
Legal Subdivision	TOWN OF THOMSON TOWNSHIP
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	3
Census Block	3025
Census Tract	70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 E HIGHWAY 61, ESKO, MN 55733-9609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MEMBERS COOPERATIVE CREDIT UNION
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Deed Document Number	20221502680
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jan 4, 2023
Property Address	165 E HIGHWAY 61, ESKO, MN 55733-9609
Document Number	A000510135
Instrument Date	Dec 30, 2022
Instrument	A000510135
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 E HIGHWAY 61, ESKO, MN 55733-9609

Mortgage

Document Number	A000510136
Date	Jan 4, 2023
Instrument	A000510136

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	165 E HIGHWAY 61, ESKO, MN 55733-9609
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000502057
Date	Oct 4, 2021
Instrument	A000502057

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,962.00 (+5.71%) Homeowner's exemption
2025		$190,200 (+2.92%) Land $59,000 Building $131,200	$190,200 (+2.92%) Land $59,000 Building $131,200
2024	$1,856.00 Homeowner's exemption	$184,800 (+8.2%) Land $59,000 Building $125,800	$184,800 (+8.2%) Land $59,000 Building $125,800
2023	$1,856.00 Homeowner's exemption	$170,800 (-) Land $57,000 Building $113,800	$170,800 (-) Land $57,000 Building $113,800
2022		$170,800 Land $57,000 Building $113,800	$170,800 Land $57,000 Building $113,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber.

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