165 E Flat Rock Rdg, Flagstaff, AZ 86001 Property Records

Coconino County property record for 165 E Flat Rock Rdg, Flagstaff, AZ 86001

Property Summary

Property Type	Single Family Home
Details	4,943 sqft · built 2010
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on Record
Tax Bill	$8,360 (2023)
Deeds & Mortgages	Apr 2021 Line of Credit Mar 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-12-027D`

Property Details

APN / Parcel Number

Primary APN	`110-12-027D`
Alternative APNs	`110-12-027F` `11012027A` `R0349502` `R0357241`

Interior

Stories	2 Stories
Building Area	4,943 sqft
1st Floor Area	3,295 sqft

Exterior

Year Built	Built 2010
Lot Area	218,236 sqft (5.01 acres)

Location & Zoning

Account Number	R0357241
Old Parcel Number	11012027A
Street Address	165 E FLAT ROCK RDG
City	FLAGSTAFF
State	AZ
Zip	86001-1967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIXTEENTH: NW QUARTER: NW SECTION: 3 TOWNSHIP: 21N RANGE: 07E COMM NW COR SEC 3 TH N89-12-29E 60 TO POB TH N89-12-29E 457.47
Legal Range	07E
Legal Township	21N
Legal Section	03
Legal Subdivision	LOCKETT RANCHES BEG NW COR SEC
Legal Tract	5
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	2
Census Block	2005
Census Tract	200

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1086, FLAGSTAFF, AZ 86002-1086
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit THE FOOTHILLS BANK
Mar 28, 2025	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage THE BOBBITT LIVING TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025
Deed Sale	Mar 28, 2025
Deed Document Number	0004014136
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	165 E FLAT ROCK RDG, FLAGSTAFF, AZ 86001-1967
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003913216
Date	Apr 26, 2021
Instrument	3913216

Lender

Name	THE FOOTHILLS BANK
Type	Bank
Address	FLAGSTAFF, AZ 86001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Mar 28, 2025
Property Address	165 E FLAT ROCK RDG, FLAGSTAFF, AZ 86001-1967
Document Number	0004014136
Map Reference	DOC 3251435
Instrument Date	Mar 27, 2025
Instrument	4014136
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 E FLAT ROCK RDG, FLAGSTAFF, AZ 86001-1967

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1086, FLAGSTAFF, AZ 86002-1086

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Sep 1, 2023
Property Address	165 E FLAT ROCK RDG, FLAGSTAFF, AZ 86001-1967
Document Number	0003980923
Map Reference	DOC 3254135
Instrument Date	May 10, 2023
Instrument	3980923
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 30337, FLAGSTAFF, AZ 86003-0337

Mortgage

Document Number	0003980924
Date	Sep 1, 2023
Instrument	3980924

Lender

Name	THE BOBBITT LIVING TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$205,397 Land $30,554 Building $174,843
2023	$8,360.00 Homeowner's exemption		$2,053,968 Land $305,537 Building $1,748,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 92% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Bluespan Wireless, CenturyLink, Optimum.

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