165 E Emerson St, Chula Vista, CA 91911 Property Records

San Diego County property record for 165 E Emerson St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,245 sqft · built 1959
Lot Size0.168 acres (7,300 sqft)
OwnerCompany Name on Record
Last Sale$159,000 (Nov 1994)
Tax Bill$5,550 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN575-511-16-00

Property Details

APN / Parcel Number

Primary APN575-511-16-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,245 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area7,300 sqft (0.168 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address165 E EMERSON ST
CityCHULA VISTA
StateCA
Zip91911-3509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 72 TR 003754
Legal SubdivisionCAIRNS MANOR
Legal Tract003754
Legal Block2
Legal Lot Number72
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2003
Census Tract13302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address165 E EMERSON ST, CHULA VISTA, CA 91911-3509
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 1994 · Amount on Record
Deed SaleNov 18, 1994 · Amount on Record
Prior SaleNov 15, 1985 · Amount on Record
Deed Document Number1994670917
Last Transfer DateDec 13, 2004
Transfer Doc0001203040
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address165 E EMERSON ST, CHULA VISTA, CA 91911-3509
Document Number0000374422
Instrument DateAug 23, 2019
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address165 E EMERSON ST CHULA VISTA CA 919113509, CHULA VISTA, CA 91911-3509

Mortgage

Document Number0000374422
DateAug 30, 2019
Instrument374422
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$272,205 (+2%) Land $65,412 Building $206,793
2025$5,550.00 (+2.87%) Homeowner's exemption$266,869 (+4.04%) Land $64,130 Building $202,739
2023$5,395.00 (+1.64%) Homeowner's exemption$256,508 Land $61,641 Building $194,867
2022$5,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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