165 E Cross St, Mc Clure, OH 43534 Property Records

Henry County property record for 165 E Cross St, Mc Clure, OH 43534 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,404 sqft · built 1900
Lot Size	0.249 acres (10,825 sqft)
Owner	2 Individual Names on File
Last Sale	$148,000 (Jul 2026)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Transfer
APN	`36-009151.0140`

Property Details

APN / Parcel Number

Primary APN	`36-009151.0140`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,825 sqft (0.249 acres)
Lot Dimensions	132 ft deep x 82 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	165 E CROSS ST
City	MC CLURE
State	OH
Zip	43534-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 D FOLTZ'S 1ST ADD E 16' AND LOT 6
Legal Subdivision	FOLTZ'S 1ST ADD
Legal Lot Number	5,6
Jurisdiction	HENRY OH
Township / Civil Division	DAMASCUS
Census Block Group	2
Census Block	2035
Census Tract	500

Owner

Source: Henry County records · APN 36-009151.0140

Assessment roll updated May 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	165 E CROSS ST, MC CLURE, OH 43534-7705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Mar 27, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Mar 27, 2026 · Amount on Record
Deed Document Number	20262575
Deed Book / Page	342 / 2471
Prior Transfer Date	Mar 26, 2026
Prior Transfer Doc	0000000872
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY OH
Recording Date	Jul 30, 2026
Property Address	165 E CROSS ST, MC CLURE, OH 43534-7705
Document Number	0000002575
Book / Page	342 / 2471
Instrument Date	Jul 23, 2026
Instrument	20262575
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$59,792.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	165 E CROSS ST, MC CLURE, OH 43534-7705

Mortgage

Document Number	0000002576,
Date	Jul 30, 2026
Instrument	20262576

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY OH
Recording Date	Mar 27, 2026
Property Address	165 E CROSS ST, MC CLURE, OH 43534-7705
Document Number	00340/5021
Book / Page	340 / 5021
Instrument Date	Mar 26, 2026
Instrument	202600000872
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	632 BRIARHEATH AVE, NAPOLEON, OH 43545-1244

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated May 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Henry County
County Subdivision	Damascus Township
Municipality	McClure Village
Unified School District	Napoleon Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,067.00 (-5.41%) Homeowner's exemption	$33,960 (-) Land $4,160 Building $29,800
2024	$1,128.00 (+4.25%) Homeowner's exemption	$33,960 (-) Land $4,160 Building $29,800
2023	$1,082.00 (+20.09%) Homeowner's exemption	$33,960 (-33.36%) Land $4,160 Building $29,800	$97,020 (-33.37%) Land $11,890 Building $85,130
2022	$901.00 Homeowner's exemption	$50,960 Land $5,720 Building $45,240
2020			$145,600 Land $16,340 Building $129,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
McClure Telephone Company	Fiber	750 / 750
Defiance Holdings	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Cross St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures