165 E Atlantic Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 165 E Atlantic Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	1,610 sqft · built 1958
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Apr 2025)
Tax Bill	$3,344 (2024)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
APN	`05-00093-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`05-00093-0000-00035`
Alternative APN	`050009300035`

Interior

Stories	1 Story
Building Area	1,610 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	165 E ATLANTIC AVE
City	VILLAS
State	NJ
Zip	08251-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L36,37
Legal Subdivision	WILDWOOD VILLAS PLAN SEC 01
Legal Block	93
Legal Lot Number	35
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	3
Census Block	3040
Census Tract	21804

Owner

165 E Atlantic Ave is owned and occupied by two individuals who bought it in April 2025.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	165 E ATLANTIC AVE, VILLAS, NJ 08251-2604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2025 · Amount on File
Deed Sale	Apr 1, 2025 · Amount on File
Deed Document Number	202562058
Deed Book / Page	4215 / 320
Prior Transfer Date	Apr 27, 2004
Prior Transfer Doc	0030760749
Record Updated	Sep 20, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Apr 1, 2025
Property Address	165 E ATLANTIC AVE, VILLAS, NJ 08251-2604
Document Number	0000062058
Book / Page	D4215 / 320
Instrument Date	Mar 27, 2025
Instrument	2025062058
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.71
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 E ATLANTIC AVE, VILLAS, NJ 08251-2604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 E ATLANTIC AVE, VILLAS, NJ 08251-2604

Mortgage

Document Number	0000062059
Date	Apr 1, 2025
Instrument	2025062059

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,600 (-) Land $80,000 Building $97,600	$177,600 (-) Land $80,000 Building $97,600
2025		$177,600 Land $80,000 Building $97,600	$177,600 Land $80,000 Building $97,600
2024	$3,344.00
2023		$177,600 Land $80,000 Building $97,600	$177,600 Land $80,000 Building $97,600
2022	$3,183.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 165 E Atlantic Ave; there have been 24 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	24 (1979–2018)
Most Recent Claim	Oct 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 E Atlantic Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20