165 E 4th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 165 E 4th St, Oswego, NY 13126

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,995 sqft · built 1840
Lot Size	0.082 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Dec 2024)
Tax Bill	$468 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.64-04-47`

Property Details

APN / Parcel Number

Primary APN	`351200 128.64-04-47`
Alternative APNs	`120012806400040470000000` `1362 M`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,995 sqft Total Area
1st Floor Area	1,616 sqft
2nd Floor Area	667 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	3,600 sqft (0.082 acres)
Lot Dimensions	100 ft deep x 36 ft wide
Porch	Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1362 M
Street Address	165 E 4TH ST
City	OSWEGO
State	NY
Zip	13126-2936
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	TN2
Legal Block	4
Legal Lot Number	47.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2018
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 MITCHELL ST, OSWEGO, NY 13126-1212
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2024 · Amount on Record
Deed Sale	Dec 19, 2024 · Amount on Record
Prior Sale	Oct 23, 2006 · Amount on Record
Deed Document Number	2024R-2024-011292
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	165 E 4TH ST, OSWEGO, NY 13126-2936
Document Number	0000002866
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8647 GREY BIRCH DR BALDWINSVILLE NY 130271732, BALDWINSVILLE, NY 13027-1732

Mortgage

Document Number	0000002866
Date	Apr 8, 2020
Instrument	2866

Lender

Name	PATHFINDER BK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 7, 2035

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$468.00	$25,000 (-73.68%) Land $17,300 Building $7,700	$25,000 (-78.16%) Land $17,300 Building $7,700
2023		$95,000 Land $10,500 Building $84,500	$114,458 Land $12,651 Building $101,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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