Shelby County property record for 165 Creek St, Montevallo, AL 35115
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,901 sqft · built 1988 |
| Lot Size | 0.526 acres (22,934 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Mar 2025) |
| Tax Bill | $2,662 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 275164001053000 |
| Primary APN | 275164001053000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,901 sqft Heated Area |
| 1st Floor Area | 1,941 sqft |
| Basement Area | 1,941 sqft |
| Unfinished Basement | 582 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,934 sqft (0.526 acres) |
| Lot Dimensions | 183 ft deep x 125 ft wide |
| Garage Type | Basement |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 165 CREEK ST |
|---|---|
| City | MONTEVALLO |
| State | AL |
| Zip | 35115-3646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 16 22S 03W NBRHD: 07 INDIAN HIGHLANDS R-2 |
| Legal Range | 03W |
| Legal Township | 22S |
| Legal Section | 16 |
| Legal Subdivision | INDIAN HIGHLANDS 3RD ADDITION |
| Legal Lot Number | 104 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | MONTEVALLO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 30406 |
165 Creek St is owned and occupied by an individual who bought it in March 2025.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 975 COUNTY ROAD 507, MARBURY, AL 36051-3400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2025 · Amount on File |
| Deed Sale | Mar 26, 2025 · Amount on File |
| Deed Document Number | 202591160 |
| Prior Transfer Date | Mar 21, 2025 |
| Prior Transfer Doc | 0000091160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 165 CREEK ST, MONTEVALLO, AL 35115-3646 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 165 CREEK ST, MONTEVALLO, AL 35115-3646 |
| Document Number | 0000332160 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 20251030000332160 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
The 2026 property tax bill for 165 Creek St was $2,662 with a homeowner's exemption, up 109.9% from the year before.
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Montevallo City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,662.00 (+109.94%) Homeowner's exemption | ||
| 2025 | $1,268.00 | $24,880 | $248,700 Land $55,000 Building $193,700 |
| 2023 | $789.00 Homeowner's exemption Senior Citizen's exemption | $21,960 | $219,600 Land $50,000 Building $169,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 165 Creek St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020) |
| Most Recent Claim | Mar 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Creek St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 64% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEVALLO WATER WORKS & SEWER BOARD serves 10,746 people · EPA ID AL0001160 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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