165 Comstock Rd, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 165 Comstock Rd, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,702 sqft · built 2005
Lot Size	2.21 acres (96,363 sqft)
Owner	Company Name on Record
Last Sale	$530,000 (Jun 2006)
Tax Bill	$8,204 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0005 L:0102`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0005 L:0102`
Alternative APN	`4588`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,702 sqft Living Area
Gross Area	4,560 sqft
1st Floor Area	1,310 sqft
Basement Area	1,292 sqft
Unfinished Basement	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	96,363 sqft (2.21 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4588
Street Address	165 COMSTOCK RD
City	NORTH SMITHFIELD
State	RI
Zip	02896-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	102
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	1
Census Block	1034
Census Tract	12803

Owner

Source: North Smithfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	165 COMSTOCK RD, NORTH SMITHFIELD, RI 02896-9503
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 27, 2021	Correction Deed · Stand-Alone Refinance ATLANTIC HOME LOANS INC
Oct 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2006 · Amount on Record
Deed Sale	Jun 5, 2006 · Amount on Record
Deed Book / Page	345 / 75
Last Transfer Date	Sep 24, 2021
Transfer Doc	0000046818
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	165 COMSTOCK RD, NORTH SMITHFIELD, RI 02896-9503
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000969-62
Date	Jun 7, 2023
Book Page	969/62
Instrument	50794

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Sep 27, 2021
Property Address	165 COMSTOCK RD, NORTH SMITHFIELD, RI 02896-9503
Document Number	000916-113
Book / Page	916 / 113
Instrument Date	Sep 24, 2021
Instrument	46818
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 CRANSTON ST, WOONSOCKET, RI 02895-6535

Mortgage

Document Number	000916-119
Date	Sep 27, 2021
Book Page	916/119
Instrument	46820

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	165 COMSTOCK RD, NORTH SMITHFIELD, RI 02896-9503
Document Number	798-39
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 COMSTOCK RD NORTH SMITHFIELD RI 028969503, NORTH SMITHFIELD, RI 02896-9503

Mortgage

Document Number	798-39
Date	Nov 6, 2018
Book Page	000798/000039

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,204.00 (-0.42%)	$713,400 (+27.9%) Land $171,100 Building $542,300	$823,993
2024	$8,239.00 (+3.65%)	$557,800 (-) Land $143,600 Building $414,200
2023	$7,949.00 (+2.45%)	$557,800 (-) Land $143,600 Building $414,200
2022	$7,759.00	$557,800 Land $143,600 Building $414,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1982–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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