1. Home
  2. Alabama
  3. Cherokee County
  4. Centre
  5. Co Rd 497

165 Co Rd 497, Centre, AL 35960 Property Records

Cherokee County property record for 165 Co Rd 497, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,765 sqft · built 2006
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$70,000 (Nov 2025)
Tax Bill$873 (2026)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-14-06-24-0-000-028.011

Property Details

APN / Parcel Number

Primary APN13-14-06-24-0-000-028.011
Alternative APNs
  • ALT APN:1406240000028011
  • 208153

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,765 sqft Living Area
1st Floor Area1,765 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area64 sqft
Deck Area140 sqft

Location & Zoning

Account Number208153
Street Address165 COUNTY ROAD 497
CityCENTRE
StateAL
Zip35960-8571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMM AT THE SW COR OF THE SW1/4 OF THE SE1/4; E800; N900; TOPOB;W156;N280;E155;S280 TO POB
Legal Range09E
Legal Township10S
Legal Section24
Legal SubdivisionWILLOW COVE ESTATES
JurisdictionCHEROKEE AL
Township / Civil DivisionCENTRE
Census Block Group1
Census Block1027
Census Tract956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address165 COUNTY ROAD 497, CENTRE, AL 35960-8571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2025 · Amount on Record
Deed SaleNov 10, 2025 · Amount on Record
Prior SaleJul 24, 2019 · Amount on Record
Deed Document Number2025241201
Last Transfer DateDec 29, 2025
Transfer Doc0000241871
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateJul 24, 2019
Property Address165 COUNTY ROAD 497, CENTRE, AL 35960-8571
Document Number0000208329
Map ReferenceDOC 192080
Instrument DateJul 23, 2019
Instrument208329
Transaction TypeTransfer
Record UpdatedMay 21, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 COUNTY ROAD 497, CENTRE, AL 35960-8571
InvestorPossibly a Property Investor

Mortgage

Document Number0000208330
DateJul 24, 2019
Instrument208330
Lender
NamePEOPLES BANK OF ALABAMA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$873.00 (+7.38%)
2025$813.00 Homeowner's exemption$3,500 (-) Land $1,000 Building $2,500$206,200 (-) Land $10,000 Building $196,200
2024$813.00 (-1.09%) Additional exemption filed$3,500 (-83.21%) Land $1,000 Building $2,500$206,200 (-1.01%) Land $10,000 Building $196,200
2023$822.00 (+1.11%) Homeowner's exemption$20,840 (+563.69%)$208,300 (+1.07%) Land $10,000 Building $198,300
2022$813.00 Homeowner's exemption$3,140 Land $560 Building $2,580$206,100 Land $5,500 Building $200,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 94% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TDS Telecom
DSL		50 / 10

May also be available: Killians Electronics, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 497

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures