165 Co Rd 1334, Chico, TX 76431 Property Records

Wise County property record for 165 Co Rd 1334, Chico, TX 76431

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Details	2 ba · 3,710 sqft · built 2021
Lot Size	3 acres (130,767 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,862 (2025)
Deeds & Mortgages	May 2021 Construction Loan May 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R1695.0102.00`

Property Details

APN / Parcel Number

Primary APN	`R1695.0102.00`
Alternative APNs	`000000792333` `R002065950` `792333`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,710 sqft Gross Area
1st Floor Area	2,883 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	130,767 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	827 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool Type
Pool Area	1 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R002065950
Street Address	165 CR-1334
City	CHICO
State	TX
Zip	76431
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Legal Description	LOT 2R1 BLK 1 LISA GARDNER FAMILY TRUST
Legal Subdivision	LISA GARDNER FAMILY TRUST
Legal Block	1
Legal Lot Number	2R1
Jurisdiction	WISE TX
Township / Civil Division	BRIDGEPORT
Census Block Group	1
Census Block	1014
Census Tract	150405

Owner

165 Co Rd 1334, private preserve, open space vacant land, is owned and occupied by two individuals who acquired it in May 2021.

Source: Wise County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 COUNTY ROAD 1334, CHICO, TX 76431-2635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK NA
May 17, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK NA
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Jun 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021
Deed Sale	May 17, 2021
Deed Document Number	20217811
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	165 COUNTY ROAD 1334, CHICO, TX 76431-2635
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 S COWAN ST, DECATUR, TX 76234-2101

Mortgage

Document Number	0202107814
Date	May 17, 2021
Instrument	202107814

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	DECATUR, TX 76234

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 12, 2022

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	May 15, 2021
Min Rate At Change	5%
Max Rate At Change	10%
Index	Prime Rate
Max Rate	10%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	165 COUNTY ROAD 1334, CHICO, TX 76431-2635
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 S COWAN ST, DECATUR, TX 76234-2101

Mortgage

Document Number	0202107813
Date	May 17, 2021
Instrument	202107813

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79604

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	165 COUNTY ROAD 1334, CHICO, TX 76431-2635
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202203135
Date	Mar 1, 2022
Instrument	202203135

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	FORT WORTH, TX 76110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	165 COUNTY ROAD 1334, CHICO, TX 76431-2635
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 COUNTY ROAD 1334, CHICO, TX 76431-2635

Mortgage

Document Number	0202407522
Date	Jun 11, 2024
Instrument	202407522

Lender

Name	THE COMMUNITY BANK
Type	Bank
Address	BRIDGEPORT, TX 76426

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 165 Co Rd 1334 was $5,862 with a homeowner's exemption, down 37.9% from the year before.

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wise County
Unified School District	Bridgeport Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$738,821 (%) Land $15,583 Building $723,238	$769,701 (-) Land $46,463 Building $723,238
2025	$5,862.00 (-37.93%) Homeowner's exemption	$738,831 Land $15,593 Building $723,238	$769,701 Land $46,463 Building $723,238
2024	$9,444.00
2023		$731,089	$761,971
2021	$1,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Co Rd 1334 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Co Rd 1334 is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 75% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST WISE SUD serves 3,909 people · EPA ID TX2490016
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
AMA TechTel Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, Cirra Networks, Verizon.

Nearby Properties on Co Rd 1334

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