165 Clover St, Athens, GA 30606 Property Records

Athens-Clarke County Unified Government property record for 165 Clover St, Athens, GA 30606

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,444 sqft · built 2019
Owner2 Company Names on Record
Tax Bill$7,414 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-2-A1 A-020

Property Details

APN / Parcel Number

Primary APN12-2-A1 A-020
Alternative APN
  • 44954

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,444 sqft Heated Area
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area484 sqft
PorchPorch
Porch Area568 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number44954
Street Address165 CLOVER ST
CityATHENS
StateGA
Zip30606-3066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-5
Legal DescriptionLOT 20 - PB I/197 - PARKVIEW AT SUNSET
Legal SubdivisionPARKVIEW AT SUNSET
Legal Lot Number20
JurisdictionCLARKE GA
Township / Civil DivisionATHENS
Census Block Group1
Census Block1002
Census Tract1800

Owner

Source: Athens-Clarke County Unified Government records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address165 CLOVER ST, ATHENS, GA 30606-3066
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · Commercial Mortgage
LEGACY STATE BANK
Oct 22, 2021Warranty Deed, Transfer
Jul 7, 2020Loan Modification, Mortgage
PIEDMONT BK
Oct 10, 2019Deed of Trust, Construction Loan · Construction Mortgage
PIEDMONT BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2022
Deed SaleSep 16, 2022
Deed Document Number0005421244
Deed Book / Page5282 / 543
Prior Transfer DateOct 22, 2021
Prior Transfer Doc2021-004373
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARKE GA
Property Address165 CLOVER ST, ATHENS, GA 30606-3066
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 CLOVER ST, ATHENS, GA 30606-3066

Mortgage

Document Number0051450000000049
DateMar 9, 2021
Book Page0000005145/0000000049
Lender
NameLEGACY STATE BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term36 Months
DueJan 1, 2024

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARKE GA
Recording DateOct 22, 2021
Property Address165 CLOVER ST, ATHENS, GA 30606-3066
Document Number0052820543
Book / Page5282 / 543
Instrument DateOct 22, 2021
Instrument2021-004373
Transaction TypeTransfer
Record UpdatedAug 3, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 CLOVER ST, ATHENS, GA 30606-3066

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLARKE GA
Property Address165 CLOVER ST, ATHENS, GA 30606-3066
Document Number0050140201
Instrument DateJul 7, 2020
Transaction TypeMortgage
Record UpdatedOct 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1021 BAXTER ST #B ATHENS GA 306066385, B, ATHENS, GA 30606-6385
InvestorPossibly a Property Investor

Mortgage

Document Number0050140201
DateJul 13, 2020
Book Page005014/000201
Lender
NamePIEDMONT BK
TypeBank
AddressPEACHTREE CORNERS, GA 30092
Agreement
AmountAmount Recorded
Term12 Months
DueJul 12, 2021

October 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCLARKE GA
Recording DateOct 10, 2019
Property Address165 CLOVER ST, ATHENS, GA 30606-3066
Document Number0048960452
Book / Page004896 / 000452
Instrument DateOct 7, 2019
Transaction TypeConstruction Loan
Record UpdatedOct 26, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1021 BAXTER ST #B ATHENS GA 306066385, B, ATHENS, GA 30606-6385

Mortgage

Document Number48960452
DateOct 10, 2019
Book Page004896/000452
Lender
NamePIEDMONT BK
TypeBank
AddressPEACHTREE CORNERS, GA 30092
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 9, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Athens-Clarke County Unified Government assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
County / Consolidated CityAthens-Clarke County Unified Government
Unified School DistrictClarke County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,414.00 (+7.23%)$238,787 (+7.91%) Land $40,000 Building $198,787$596,968 (+7.91%) Land $100,000 Building $496,968
2023$6,914.00 (+5.51%)$221,279 (+7.71%) Land $40,000 Building $181,279$553,198 (+7.71%) Land $100,000 Building $453,198
2022$6,553.00$205,440 Land $40,000 Building $165,440$513,601 Land $100,000 Building $413,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.2% of Georgia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHENS-CLARKE CO WATER SYSTEM
serves 125,000 people · EPA ID GA0590000
Water SourceSurface water
Last State InspectionFeb 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30

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