165 Cedar Way, Black Hawk, CO 80422 Property Records

Gilpin County property record for 165 Cedar Way, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,936 sqft · built 1980
Lot Size	1.02 acres (44,605 sqft)
Owner	Trust Name on File
Tax Bill	$1,622 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1709-361-01-069`

Property Details

APN / Parcel Number

Primary APN	`1709-361-01-069`
Alternative APN	`R003039`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,936 sqft Heated Area
Gross Area	4,358 sqft
1st Floor Area	2,120 sqft
Basement Area	1,816 sqft
Finished Basement	1,816 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,605 sqft (1.02 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R003039
Street Address	165 CEDAR WAY
City	BLACK HAWK
State	CO
Zip	80422-8873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 36 T: 2S R: 73W SUBD: MISSOURI LAKES FILING #2 BLOCK: 003 LOT: 005 & IMPS
Legal Range	73W
Legal Township	02S
Legal Section	36
Legal Subdivision	MISSOURI LAKES FILING #2
Legal Block	3
Legal Lot Number	5
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2027
Census Tract	13802

Owner

165 Cedar Way is owner-occupied and held in a trust since March 2019.

Source: Gilpin County records, as of April 2, 2026

Owner of Record	Trust Name on File
Mailing Address	165 CEDAR WAY, BLACK HAWK, CO 80422-8873
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 19, 2019
Transfer Doc	0000163209
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	165 CEDAR WAY, BLACK HAWK, CO 80422-8873
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168482
Date	Feb 22, 2021
Instrument	168482

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILPIN CO
Recording Date	Mar 22, 2019
Property Address	165 CEDAR WAY, BLACK HAWK, CO 80422-8873
Document Number	0000163209
Instrument Date	Mar 19, 2019
Instrument	163209
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	165 CEDAR WAY BLACK HAWK CO 804228873, BLACK HAWK, CO 80422-8873

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	165 CEDAR WAY, BLACK HAWK, CO 80422-8873
Document Number	0000158120
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Feb 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	165 CEDAR WAY BLACK HAWK CO 804228873, BLACK HAWK, CO 80422-8873

Mortgage

Document Number	0000158120
Date	Jan 12, 2017
Instrument	158120

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 165 Cedar Way was $1,622, up 11.1% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,622.00 (+11.1%)	$53,750 (+3.29%) Land $4,500 Building $49,250	$860,000 (+10.73%) Land $72,000 Building $788,000
2024	$1,460.00 (+1.18%)	$52,040 (-) Land $4,320 Building $47,720	$776,630 (-) Land $64,437 Building $712,193
2023	$1,443.00 (+15.9%)	$52,040 (+28.91%) Land $4,320 Building $47,720	$776,630 (+33.69%) Land $64,437 Building $712,193
2022	$1,245.00	$40,370 Land $4,170 Building $36,200	$580,910 Land $60,000 Building $520,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Cedar Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Cedar Way is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 76% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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