165 Canova Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 165 Canova Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,458 sqft · built 2022
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Oct 2021)
Tax Bill	$6,326 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-05-26-014214-000-00`

Property Details

APN / Parcel Number

Primary APN	`05-05-26-014214-000-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,458 sqft Heated Area
Gross Area	3,912 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	59,677 sqft (1.37 acres)
Lot Dimensions	299 ft deep x 200 ft wide

Exterior Amenities

Porch	Porch
Porch Area	1,046 sqft
Patio Area	130 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	165 CANOVA RD
City	FLEMING ISLAND
State	FL
Zip	32003-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	E1/2 OF SW1/4 OF NW1/4 A/K/A LOTS 2 & 3 CANOVA O R 4520 PG 1651
Legal Range	26
Legal Township	05
Legal Section	05
Legal Lot Number	2,3 3
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1008
Census Tract	30707

Owner

165 Canova Rd is owned and occupied by an individual who bought it in October 2021.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	165 CANOVA RD, FLEMING ISLAND, FL 32003-7901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK
Oct 11, 2021	Personal Representative Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2021 · Amount on File
Deed Sale	Oct 11, 2021 · Amount on File
Deed Document Number	2021064284
Deed Book / Page	4520 / 1651
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	165 CANOVA RD, FLEMING ISLAND, FL 32003-7901
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 FAIRWAY VILLAGE DR, FLEMING ISLAND, FL 32003-8399

Mortgage

Document Number	0045490681
Date	Dec 20, 2021
Book Page	4549/681
Instrument	2021080460

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.35%
Type Change Date	Jan 1, 2032
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	12-Month MTA
Max Rate	8.37%

October 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CLAY FL
Recording Date	Oct 11, 2021
Property Address	165 CANOVA RD, FLEMING ISLAND, FL 32003-7901
Document Number	0045201651
Book / Page	4520 / 1651
Map Reference	MB 113 PG 363
Instrument Date	Oct 6, 2021
Instrument	2021064284
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7803 HALEHAVEN CT, SEVERN, MD 21144-1044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 FAIRWAY VILLAGE DR, FLEMING ISLAND, FL 32003-8399

Tax Assessment & Valuation

The 2025 property tax bill for 165 Canova Rd was $6,326 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,326.00 Homeowner's exemption	$454,940	$637,888 Land $102,750 Building $535,138
2023	$6,242.00 (+276.02%) Homeowner's exemption	$429,242 (+293.41%)	$508,068 (+365.65%) Land $102,750 Building $405,318
2022	$1,660.00	$109,109 Land $102,750 Building $6,359	$109,109 Land $102,750 Building $6,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Canova Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Canova Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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