Colbert County property record for 165 Bluff Rd, Tuscumbia, AL 35674
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,154 sqft · built 1994 |
| Lot Size | 1.24 acres (54,319 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Jul 2021) |
| Tax Bill | $1,434 (2026) |
| Deeds & Mortgages | Dec 2017 Reverse Mortgage Dec 2017 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01-01-0-000-010.000 |
| Primary APN | 14-01-01-0-000-010.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,154 sqft Total Area |
| 1st Floor Area | 2,154 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 54,319 sqft (1.24 acres) |
| Lot Dimensions | 362 ft deep x 150 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 8230 |
|---|---|
| Street Address | 165 BLUFF RD |
| City | TUSCUMBIA |
| State | AL |
| Zip | 35674-6768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 PICKWICK BLUFF & A LOT LYING N OF LOT 2 FRONTING ON PICKWICK LAKE 150 WF X 350 IRR /DB 2021 PG 29355-29357 |
| Legal Range | 12W |
| Legal Township | 04S |
| Legal Section | 01 |
| Legal Subdivision | PICKWICK BLUFF /4-15 |
| Legal Lot Number | 2 |
| Jurisdiction | COLBERT AL |
| Township / Civil Division | TRI-CITIES |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 20500 |
Source: Colbert County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22903 HIGHWAY 72, TUSCUMBIA, AL 35674-8749 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2017 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE AMERICA |
| Dec 7, 2017 | Deed of Trust, Mortgage · Reverse Mortgage HUD |
| Jun 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT |
| Jul 29, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Deed Document Number | 202129355 |
| Deed Book / Page | 2021 / 29355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLBERT AL |
| Property Address | 165 BLUFF RD, TUSCUMBIA, AL 35674-6768 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2017/33852 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 2017/33852 |
| Instrument | 201733852 |
| Name | FINANCE AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 933 Months |
| Due | Sep 25, 2095 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLBERT AL |
| Property Address | 165 BLUFF RD, TUSCUMBIA, AL 35674-6768 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2017/33865 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 2017/33865 |
| Instrument | 201733865 |
| Name | HUD |
|---|---|
| Type | Funding / Finance Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 933 Months |
| Due | Sep 25, 2095 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLBERT AL |
| Property Address | 165 BLUFF RD, TUSCUMBIA, AL 35674-6768 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022/19989 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 2022/19989 |
| Instrument | 202219989 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLBERT AL |
| Recording Date | Jul 29, 2021 |
| Property Address | 165 BLUFF RD, TUSCUMBIA, AL 35674-6768 |
| Document Number | 2021/29355 |
| Book / Page | 2021 / 29355 |
| Map Reference | MB 4 PG 15 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 202129355 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 N ATLANTA AVE, SHEFFIELD, AL 35660-3006 |
| Name | Verified Name |
|---|---|
| Address | 22903 HIGHWAY 72, TUSCUMBIA, AL 35674-8749 |
Source: Colbert County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Colbert County |
| Unified School District | Colbert County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,434.00 (+27.47%) | ||
| 2025 | $1,125.00 (+2.74%) | $35,840 (+2.81%) Land $17,220 Building $18,620 | $358,300 (+2.84%) Land $172,100 Building $186,200 |
| 2024 | $1,095.00 (+3.79%) | $34,860 (+4%) Land $16,740 Building $18,120 | $348,400 (+3.97%) Land $167,400 Building $181,000 |
| 2023 | $1,055.00 (+2.23%) | $33,520 (+2.38%) | $335,100 (+2.36%) Land $162,800 Building $172,300 |
| 2022 | $1,032.00 | $32,740 | $327,360 Land $155,000 Building $172,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1991–2021) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLBERT COUNTY RURAL WATER SYSTEM serves 13,449 people · EPA ID AL0000314 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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