Teller County property record for 165 Bear Lake Cir, Divide, CO 80814
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,486 sqft · built 1995 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,000 (Sep 2002) |
| Tax Bill | $3,317 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3127.343010150 |
| Primary APN | 3127.343010150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,486 sqft Living Area |
| Basement Area | 1,273 sqft |
| Finished Basement | 1,233 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 93,654 sqft (2.15 acres) |
| Garage Type | Attached |
| Garage Area | 865 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 12 sqft |
| Patio Area | 202 sqft |
| Heating System | Hot Water |
|---|
| Account Number | R0017180 |
|---|---|
| Street Address | 165 BEAR LAKE CIR |
| City | DIVIDE |
| State | CO |
| Zip | 80814-7926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L15 HIGHLAND LAKES 2 |
| Legal Range | 70W |
| Legal Township | 12S |
| Legal Section | 34 |
| Legal Subdivision | HIGHLAND LAKES |
| Legal Lot Number | 15 |
| Jurisdiction | TELLER CO |
| Township / Civil Division | DIVIDE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10112 |
165 Bear Lake Cir is owned and occupied by an individual who acquired it in October 2008.
Source: Teller County records, as of April 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 165 BEAR LAKE CIR, DIVIDE, CO 80814-7926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2020 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| Jun 21, 2018 | Warranty Deed, Transfer UNIFIED TITLE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2002 · Amount on File |
| Deed Sale | Sep 13, 2002 · Amount on File |
| Prior Sale | Mar 6, 2001 · Amount on File |
| Deed Document Number | 2002538772 |
| Last Transfer Date | Oct 26, 2008 |
| Transfer Doc | 0000621824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TELLER CO |
| Property Address | 165 BEAR LAKE CIR, DIVIDE, CO 80814-7926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000728026 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 728026 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 28, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TELLER CO |
| Recording Date | Jun 21, 2018 |
| Property Address | 165 BEAR LAKE CIR, DIVIDE, CO 80814-7926 |
| Document Number | 0000707743 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 707743 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2018 |
| Title Company | UNIFIED TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 165 BEAR LAKE CIR DIVIDE CO 808147926, DIVIDE, CO 80814-7926 |
The 2025 property tax bill for 165 Bear Lake Cir was $3,317, up 15.4% from the year before.
Source: Teller County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Teller County |
| Unified School District | Woodland Park School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,317.00 (+15.37%) | $46,200 (+9.25%) Land $2,366 Building $43,834 | |
| 2024 | $2,875.00 (+4.97%) | $42,290 (-) Land $2,413 Building $39,877 | $739,110 (+7.7%) Land $37,847 Building $701,263 |
| 2023 | $2,739.00 (+31.43%) | $42,290 (+27.11%) Land $2,410 Building $39,880 | $686,293 (+43.35%) Land $39,156 Building $647,137 |
| 2022 | $2,084.00 | $33,270 Land $1,780 Building $31,490 | $478,767 Land $25,653 Building $453,114 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 165 Bear Lake Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 165 Bear Lake Cir is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND LAKES WD serves 875 people · EPA ID CO0160200 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Apr 2026 Failure to filter resolved · Mar 2023 Treatment failure resolved · Dec 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 100 / 10 |
May also be available: AT&T, Verizon, Vero Fiber.
4G LTE (outdoors only), no 5G reported
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