Rutherford County property record for 165 Baldwin St, Ellenboro, NC 28040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,110 sqft · built 1974 |
| Lot Size | 1.01 acres (44,301 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,297 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0331032 |
| Primary APN | 0331032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,110 sqft Heated Area |
| Basement Area | 2,110 sqft |
| Unfinished Basement | 2,110 sqft |
| Utility Area | 100 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,301 sqft (1.01 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 165 BALDWIN ST |
|---|---|
| City | ELLENBORO |
| State | NC |
| Zip | 28040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:1578116574610000; RES. RR STREET |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | COLFAX |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 961001 |
Source: Rutherford County records, as of August 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 477, ELLENBORO, NC 28040-0477 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 15, 2025 |
| Transfer Doc | 0020941908 |
| Record Updated | Sep 20, 2026 |
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Ellenboro Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,297.00 (+33.44%) | $319,400 (-) Land $12,000 Building $307,400 | $319,400 (-) Land $12,000 Building $307,400 |
| 2023 | $319,400 Land $12,000 Building $307,400 | $319,400 Land $12,000 Building $307,400 | |
| 2022 | $972.00 | ||
| 2021 | $972.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELLENBORO serves 2,322 people · EPA ID NC0181038 |
|---|---|
| Water Source | Purchased surface water from TOWN OF FOREST CITY |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Pangaea Internet, Spectrum.
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