165 Baker Ln, Franklin, OH 45005 Property Records

Warren County property record for 165 Baker Ln, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,871 sqft · built 1992
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jul 2026)
Tax Bill	$3,129 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-32-378-005-0`

Property Details

APN / Parcel Number

Primary APN	`01-32-378-005-0`
Alternative APNs	`0132378005` `132378005` `1812351`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,871 sqft Living Area
1st Floor Area	1,871 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	175 ft deep x 80 ft wide
Garage Area	864 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	115 sqft
Deck Area	314 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1812351
Street Address	165 BAKER LN
City	FRANKLIN
State	OH
Zip	45005-3790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAKERSFIELD 1 LOT 23
Legal Subdivision	BAKERSFIELD 1
Legal Block	351
Legal Lot Number	23
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3006
Census Tract	30102

Owner

Source: Warren County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 BAKER LN, FRANKLIN, OH 45005-3790
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 23, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Dec 29, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Sep 10, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/GERMANTOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	202618215
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN OH
Recording Date	Jul 1, 2026
Property Address	165 BAKER LN, FRANKLIN, OH 45005-3790
Document Number	0000018215
Instrument Date	Jun 26, 2026
Instrument	202618215
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$81,810.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	165 BAKER LN, FRANKLIN, OH 45005-3790
Investor	Possibly a Property Investor

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	165 BAKER LN, FRANKLIN, OH 45005-3790
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 BAKER LN, CARLISLE, OH 45005-3790

Mortgage

Document Number	0000020808
Date	Jun 23, 2022
Instrument	2022-020808

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Oct 1, 2050

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	165 BAKER LN, FRANKLIN, OH 45005-3790
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 BAKER LN, CARLISLE, OH 45005-3790

Mortgage

Document Number	0000027668
Date	Dec 29, 2023
Instrument	2023-027668

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Oct 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 10, 2020
Property Address	165 BAKER LN, CARLISLE, OH 45005-3790
Document Number	0000034861
Map Reference	MB 11 PG 40
Instrument Date	Sep 8, 2020
Instrument	2020-034861
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 BAKER LN, CARLISLE, OH 45005-3790

Mortgage

Document Number	0000034862
Date	Sep 10, 2020
Instrument	2020-034862

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	165 BAKER LN, CARLISLE, OH 45005-3790
Document Number	0000016413
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 BAKER LN CARLISLE OH 450053790, CARLISLE, OH 45005-3790

Mortgage

Document Number	0000016413
Date	May 18, 2020
Instrument	16413

Lender

Name	FIRST NAT'L BK/GERMANTOWN
Type	Bank
Address	GERMANTOWN, OH 45327

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 17, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Carlisle City
County	Warren County
County Subdivision	Franklin Township
Unified School District	Carlisle Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,129.00 (-17.96%)	$81,540 (+30.95%) Land $19,250 Building $62,290	$232,960 (+30.94%) Land $55,000 Building $177,960
2024	$3,814.00 (+25.67%)
2023	$3,035.00 (+17.36%) Homeowner's exemption	$62,269 (-) Land $11,813 Building $50,456
2022	$2,586.00 Homeowner's exemption	$62,269 Land $11,813 Building $50,456	$177,910 (-) Land $33,750 Building $144,160
2021			$177,910 Land $33,750 Building $144,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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