165 Baker Ave, Pismo Beach, CA 93449 Property Records

San Luis Obispo County property record for 165 Baker Ave, Pismo Beach, CA 93449

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,740 sqft · built 1991
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$965,000 (Jun 2001)
Tax Bill	$15,694 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-502-005`

Property Details

APN / Parcel Number

Primary APN	`010-502-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,740 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	6,750 sqft (0.155 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	165 BAKER AVE
City	PISMO BEACH
State	CA
Zip	93449-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY PB TR 192 BL 2 LT 5
Legal Subdivision	OCEANVIEW ESTATES #2
Legal Tract	192
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2033
Census Tract	11704

Owner

165 Baker Ave is owned and occupied by an individual who acquired it in October 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	165 BAKER AVE, PISMO BEACH, CA 93449-1701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 1, 2017	Quit Claim Deed, Transfer FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2001 · Amount on File
Deed Sale	Jun 15, 2001 · Amount on File
Prior Sale	Jun 25, 1999 · Amount on File
Deed Document Number	200142995
Last Transfer Date	Oct 11, 2021
Transfer Doc	0000070730
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 19, 2021
Property Address	165 BAKER AVE, PISMO BEACH, CA 93449-1701
Document Number	0000070730
Map Reference	MB 6 PG 40
Instrument Date	Oct 11, 2021
Instrument	2021070730
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 BAKER AVE, PISMO BEACH, CA 93449-1701

Mortgage

Document Number	0000070731
Date	Oct 19, 2021
Instrument	2021070731

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 1, 2017
Property Address	165 BAKER AVE, PISMO BEACH, CA 93449-1701
Document Number	0000050155
Instrument Date	Sep 27, 2017
Instrument	50155
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 BAKER AVE PISMO BEACH CA 934491701, PISMO BEACH, CA 93449-1701

Mortgage

Document Number	50156
Date	Nov 1, 2017
Instrument	50156

Lender

Name	FELLOWSHIP HM LOANS
Address	JERICHO, NY 11753

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 165 Baker Ave was $15,694 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Pismo Beach City
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,483,172 (+2%) Land $768,483 Building $714,689
2025	$15,694.00 Homeowner's exemption	$1,454,091 Land $753,415 Building $700,676
2023	$15,017.00 (+1.57%) Homeowner's exemption	$1,397,629 Land $724,160 Building $673,469
2022	$14,785.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 165 Baker Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1983–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Baker Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PISMO BEACH WATER DEPARTMENT serves 7,944 people · EPA ID CA4010008
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Astound Broadband, Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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