165 Ardel Rd, Wayne, WV 25570 Property Records

Wayne County property record for 165 Ardel Rd, Wayne, WV 25570

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,648 sqft · built 2018
Lot Size	1.44 acres (63,075 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`10-21-0028.0004`

Property Details

APN / Parcel Number

Primary APN	`10-21-0028.0004`
Alternative APN	`50-10-21-0028.0004`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,648 sqft Living Area
1st Floor Area	3,648 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	63,075 sqft (1.44 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	165 ARDEL RD
City	WAYNE
State	WV
Zip	25570-8504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.448 FEE 12 POLE (SURVEY) (HS & MH)
Jurisdiction	WAYNE WV
Township / Civil Division	UNION
Census Block Group	3
Census Block	3017
Census Tract	20500

Owner

165 Ardel Rd is owned and occupied by two individuals who acquired it in June 2023.

Source: Wayne County records, as of November 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	165 ARDEL RD, WAYNE, WV 25570-8504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jul 15, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Jul 23, 2020	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 9, 2023
Transfer Doc	0000568539
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE WV
Property Address	165 ARDEL RD, WAYNE, WV 25570-8504
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3130529770
Date	Mar 26, 2019
Book Page	808/0180
Instrument	3130529770

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE WV
Property Address	165 ARDEL RD, WAYNE, WV 25570-8504
Document Number	3130541869
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	165 ARDEL RD WAYNE WV 255708504, WAYNE, WV 25570-8504

Mortgage

Document Number	3130541869
Date	Jul 23, 2020
Book Page	000823/000915
Instrument	3130541869

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

July 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	WAYNE WV
Recording Date	Jul 23, 2020
Property Address	165 ARDEL RD, WAYNE, WV 25570-8504
Document Number	3130541868
Book / Page	000749 / 000163
Instrument Date	Jul 15, 2020
Instrument	3130541868
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 ARDEL RD WAYNE WV 255708504, WAYNE, WV 25570-8504

Tax Assessment & Valuation

The 2025 property tax bill for 165 Ardel Rd was $1,810.

Source: Wayne County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00	$137,310 Land $9,990 Building $127,320	$228,800 Land $16,600 Building $212,200
2023	$1,636.00	$133,210 Land $9,970 Building $123,240	$222,000 Land $16,600 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Ardel Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2004)
Most Recent Claim	Sep 2004 · Severe Storms, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Ardel Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 66% of West Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALETTE PSD serves 7,455 people · EPA ID WV3305006
Water Source	Purchased surface water from WVAWC - HUNTINGTON DIST
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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