165 Archer Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 165 Archer Ave, Mount Vernon, NY 10550

Property Summary

Property TypeDuplex
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$199,000 (Jan 2012)
Tax Bill$11,024 (2026)
Deeds & MortgagesOct 2026 Line of Credit
Jun 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN550800 165.55-1151-29

Property Details

APN / Parcel Number

Primary APN550800 165.55-1151-29
Alternative APNs
  • 080016505511510290000000
  • 026890

Exterior

Architectural StyleDuplex Single
Lot Area3,485 sqft (0.08 acres)

Location & Zoning

Account Number026890
Street Address165 ARCHER AVE
CityMOUNT VERNON
StateNY
Zip10550-1401
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal SubdivisionCHESTER HILL
Legal Block1151
Legal Lot Number29.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT VERNON
Census Block Group3
Census Block3003
Census Tract4002

Owner

165 Archer Ave, a duplex, is owned and occupied by an individual who bought it in January 2012.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address165 ARCHER AVE, MOUNT VERNON, NY 10550-1401
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jun 2, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jun 2, 2017Loan Modification, Mortgage · FHA Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2012 · Amount on File
Deed SaleJan 10, 2012 · Amount on File
Deed Document Number2012513533094
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Recording DateOct 6, 2026
Property Address165 ARCHER AVE, MOUNT VERNON, NY 10550-1401
Instrument DateSep 22, 2026
Transaction TypeMortgage
Record UpdatedOct 14, 2026
Title CompanySERVICELINK, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 ARCHER AVE, MOUNT VERNON, NY 10550-1401

Mortgage

DateOct 6, 2026
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueSep 28, 2051
Interest
Max Rate-1%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address165 ARCHER AVE, MOUNT VERNON, NY 10550-1401
Document Number0571783020
Instrument DateJun 2, 2017
Transaction TypeMortgage
Record UpdatedDec 21, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 ARCHER AVE MOUNT VERNON NY 105501401, MOUNT VERNON, NY 10550-1401

Mortgage

Document Number0571783020
DateJun 27, 2017
Book Page057178/003020
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 26, 2047

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address165 ARCHER AVE, MOUNT VERNON, NY 10550-1401
Document Number0571953565
Instrument DateJun 2, 2017
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 ARCHER AVE MOUNT VERNON NY 105501401, MOUNT VERNON, NY 10550-1401

Mortgage

Document Number0571953565
DateJul 17, 2017
Book Page057195/003565
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 16, 2047
Interest
Rate4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 165 Archer Ave was $11,024 with a homeowner's exemption, down 30.6% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,024.00 (-30.61%) Homeowner's exemption
2025$15,888.00$7,200 (-) Land $1,700 Building $5,500$400,000 (+6.67%) Land $94,444 Building $305,556
2024Homeowner's exemption$7,200 (-) Land $1,700 Building $5,500$375,000 (-10.94%) Land $88,542 Building $286,458
2023$7,200 Land $1,700 Building $5,500$421,052 Land $99,415 Building $321,637

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 165 Archer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 165 Archer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT VERNON WATER DEPARTMENT
serves 73,893 people · EPA ID NY5903441
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead7 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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