165 13th St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 165 13th St, Key Colony Beach, FL 33051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,274 sqft · built 2003
Lot Size	0.207 acres (9,000 sqft)
Owner	Company Name on Record
Last Sale	$885,000 (Mar 2014)
Tax Bill	$14,027 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00079872-005500`

Property Details

APN / Parcel Number

Primary APN	`00079872-005500`
Alternative APNs	`05663300079872005500` `8733801`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,274 sqft Living Area
Gross Area	2,874 sqft
1st Floor Area	2,274 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	112 ft deep x 80 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	600 sqft

Exterior Amenities

Pool Area	200 sqft
Porch	Slab
Porch Area	344 sqft
Patio Area	3,657 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8733801
Street Address	165 13TH ST
City	KEY COLONY BEACH
State	FL
Zip	33051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	BLK 2 LOT 20 COURY SUBD NO 2 PB7-48 OR1862-2379 OR1862-2385 OR1894-2404 OR1967-981 OR2355-1758/94F/J OR2409-2311/12 OR2676-261/62 OR3090-1371
Legal Range	33E
Legal Township	66S
Legal Section	05
Legal Subdivision	COURY SUBD #2
Legal Block	2
Legal Lot Number	20
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1006
Census Tract	971001

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	985 HERDSMAN WAY, TEMPLETON, CA 93465-5607
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2014 · Amount on Record
Deed Sale	Mar 21, 2014 · Amount on Record
Prior Sale	Apr 27, 2009 · Amount on Record
Deed Document Number	20141973332
Deed Book / Page	2676 / 261
Last Transfer Date	Apr 14, 2021
Transfer Doc	0030901371
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Apr 19, 2021
Property Address	165 13TH ST, KEY COLONY BEACH, FL 33051
Document Number	0030901371
Book / Page	3090 / 1371
Map Reference	MB 7 PG 48
Instrument Date	Apr 14, 2021
Instrument	2314809
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	985 HERDSMAN WAY, TEMPLETON, CA 93465-5607

Mortgage

Document Number	0030901374
Date	Apr 19, 2021
Instrument	3090/1374

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key Colony Beach City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,027.00 (+5.64%)	$1,681,288 (+9.01%) Land $1,272,600 Building $408,688	$1,681,288 (+9.01%) Land $1,272,600 Building $408,688
2024	$13,278.00 (+6.51%)
2023	$12,466.00 (+16.67%)	$1,542,377 (+29.7%) Land $1,154,430 Building $387,947	$1,542,377 (+29.7%) Land $1,154,430 Building $387,947
2022	$10,685.00	$1,189,153 Land $799,920 Building $389,233	$1,189,153 Land $799,920 Building $389,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 558 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 409 condo units
Nearby Flood Claims	861 (1979–2026)
Claims Outside the SFHA	1 of 861
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 469 claims Hurricane Wilma, Oct 2005 · 45 claims Hurricane Georges, Sep 1998 · 250 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20