Lake County property record for 16497 Champlain St, Clermont, FL 34714 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,561 sqft Living Area |
| Lot Size | 7,177 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $271,300 (2020) |
| Tax Bill | $3,868.00 (2024) |
| Primary APN | 10-24-26-0015-000-49500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,561 sqft Living Area |
| Gross Area | 1,960 sqft Gross Area |
| 1st Floor | 1,561 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,177 sqft (0.165 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 399 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 24 sqft Patio |
| Porch Area | 42 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3918300 |
|---|---|
| Street Address | 16497 CHAMPLAIN ST |
| City | CLERMONT |
| State | FL |
| Zip | 34714-6605 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GREATER LAKES PHASE 4 PB 72 PG 6-11 LOT 495 ORB 5512 PG 2497 |
| Legal Range | 26E |
| Legal Township | 24S |
| Legal Section | 10 |
| Legal Subdivision | GREATER LAKES PHASE 4 |
| Legal Tract | 13 |
| Legal Lot Number | 495 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | CLERMONT |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 31314 |
Source: Lake County records · APN 10-24-26-0015-000-49500
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16497 CHAMPLAIN ST, CLERMONT, FL 34714-6605 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION |
| Aug 06, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Feb 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2020 · Amount on Record |
| Deed Sale | Jul 29, 2020 · Amount on Record |
| Deed Doc Number | 202081302 |
| Deed Book / Page | 5512 / 2497 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 04, 2026 |
| Property Address | 16497 CHAMPLAIN ST, CLERMONT, FL 34714-6605 |
| Document Number | 0000054223 |
| Book / Page | 6731 / 2095 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 202654223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 16497 CHAMPLAIN ST, CLERMONT, FL 34714-6605 |
| Investor | Possibly a Property Investor |
| Document Number | 0000054223, |
|---|---|
| Date | May 04, 2026 |
| Book Page | 6731/2095 |
| Instrument | 202654223 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2056 |
| Rate | 7% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16497 CHAMPLAIN ST, CLERMONT, FL 34714-6605 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 16497 CHAMPLAIN ST, CLERMONT, FL 34714-6605 |
| Document Number | 0057671066 |
|---|---|
| Date | Aug 06, 2021 |
| Book Page | 5767/1066 |
| Instrument | 2021108479 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16497 CHAMPLAIN ST, CLERMONT, FL 34714-6605 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16497 CHAMPLAIN ST, CLERMONT, FL 34714-6605 |
| Document Number | 0058911618 |
|---|---|
| Date | Feb 07, 2022 |
| Book Page | 5891/1618 |
| Instrument | 2022017165 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,800 (+2.9%) | $364,221 (-) Land $99,375 Building $264,846 | |
| 2025 | $258,310 (+5.99%) Land $99,375 Building $158,935 | $364,221 (+21.53%) Land $99,375 Building $264,846 | |
| 2024 | $3,868.00 (+8.11%) | ||
| 2023 | $3,578.00 (+8.13%) Homeowner's exemption | $243,720 (+3%) | $299,686 (+7.97%) Land $82,813 Building $216,873 |
| 2022 | $3,309.00 Homeowner's exemption | $236,630 | $277,555 Land $67,188 Building $210,367 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 146 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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