16495 Monteverde Dr, Spring Hill, FL 34610 Property Records

Pasco County property record for 16495 Monteverde Dr, Spring Hill, FL 34610

Property Summary

Property Type	Multi-Family Dwellings
Details	4 ba · 3,925 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,000 (Feb 2017)
Tax Bill	$5,704 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-24-18-0010-00000-2140`

Property Details

APN / Parcel Number

Primary APN	`18-24-18-0010-00000-2140`
Alternative APN	`0892105`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,925 sqft Living Area
Gross Area	4,600 sqft
1st Floor Area	3,421 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	675 sqft
Driveway	Concrete Driveway
Driveway Area	750 sqft
Porch	Florida Room
Porch Area	462 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16495 MONTEVERDE DR
City	SPRING HILL
State	FL
Zip	34610-7758
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	AR
Legal Description	HIGHLAND FOREST UNREC PLAT TR 214 OR 9491 PG 2861
Legal Range	18E
Legal Township	24S
Legal Section	18
Legal Subdivision	HIGHLAND FOREST
Legal Tract	214
Legal Lot Number	214
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	2
Census Block	2009
Census Tract	31806

Owner

Source: Pasco County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16495 MONTEVERDE DR, SPRING HILL, FL 34610-7758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 21, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BRANNEN BK
Feb 2, 2017	Warranty Deed, Transfer SOUTHEAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2017 · Amount on Record
Deed Sale	Feb 2, 2017 · Amount on Record
Deed Document Number	201714690
Deed Book / Page	9491 / 2861
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Recording Date	Aug 18, 2026
Property Address	16495 MONTEVERDE DR, SPRING HILL, FL 34610-7758
Document Number	0000155459
Book / Page	11478 / 889
Instrument Date	Aug 10, 2026
Instrument	2026155459
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16495 MONTEVERDE DR, SPRING HILL, FL 34610-7758

Mortgage

Document Number	0000155459,
Date	Aug 18, 2026
Book Page	11478/889
Instrument	2026155459

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 13, 2051

Interest

Max Rate	-1%

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PASCO FL
Recording Date	Jun 21, 2017
Property Address	16495 MONTEVERDE DR, SPRING HILL, FL 34610-7758
Document Number	0095602982
Book / Page	009560 / 002982
Instrument Date	Jun 21, 2017
Instrument	96892
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1583 FEATHER GRASS LOOP LUTZ FL 335582803, LUTZ, FL 33558-2803

Mortgage

Document Number	95602982
Date	Jun 21, 2017
Book Page	009560/002982
Instrument	96892

Lender

Name	BRANNEN BK
Type	Bank
Address	INVERNESS, FL 34451-1929

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Feb 2, 2017
Property Address	16495 MONTEVERDE DR, SPRING HILL, FL 34610-7758
Document Number	0094912861
Book / Page	009491 / 002861
Instrument Date	Jan 30, 2017
Instrument	14690
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	SOUTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1583 FEATHER GRASS LOOP LUTZ FL 335582803, LUTZ, FL 33558-2803

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,163 (+2.82%)	$590,871 (-1.87%) Land $83,016 Building $507,855
2025	$5,704.00 (+9.44%) Homeowner's exemption	$360,003 (+6.57%) Land $83,016 Building $276,987	$602,121 (+0.48%) Land $83,016 Building $519,105
2023	$5,212.00 Additional exemption filed	$337,823 Land $73,566 Building $264,257	$599,223 Land $73,566 Building $525,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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