16491 NW Gainesville Rd, Reddick, FL 32686 Property Records

Marion County property record for 16491 NW Gainesville Rd, Reddick, FL 32686

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1986
Lot Size	3.1 acres (135,036 sqft)
Owner	Individual Name on File
Last Sale	$100 (Dec 2022)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Jul 2024 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06189-001-01`

Property Details

APN / Parcel Number

Primary APN	`06189-001-01`
Alternative APNs	`0097870000` `97870`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	1,556 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Exterior Material	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	135,036 sqft (3.1 acres)
Lot Dimensions	887 ft deep x 193 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Patio Area	200 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	16491 NW GAINESVILLE RD
City	REDDICK
State	FL
Zip	32686-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 03 TWP 13 RGE 21 COM AT THE NW COR OF SW 1/4 OF SEC 3 TH N 89-51-30 E 50 FT TH S 30 FT TO THE POB TH N 89-51-30E 163.02 FT TH S 94.74 FT TH S 89-51-30W 163.02 TH N 94.74 FT TO THE POB & COM 1.98 CHS S OF NW COR OF SW 1/4 OF SEC 3 TH E 10.75 CHS T
Legal Range	21E
Legal Township	13S
Legal Section	3
Jurisdiction	MARION FL
Township / Civil Division	REDDICK-MCINTOSH
Census Block Group	1
Census Block	1006
Census Tract	202

Owner

16491 NW Gainesville Rd is owned and occupied by an individual who bought it in December 2022.

Source: Marion County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	16491 NW GAINESVILLE RD, REDDICK, FL 32686-3229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Apr 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 8, 2022	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 24, 2020	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2022 · Amount on File
Deed Sale	Dec 8, 2022 · Amount on File
Prior Sale	Apr 24, 2020 · Amount on File
Deed Document Number	2022171301
Deed Book / Page	7937 / 1260
Prior Transfer Date	Nov 2, 2022
Prior Transfer Doc	0079371260
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	16489 NW GAINESVILLE RD, REDDICK, FL 32686-3229
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16491 NW GAINESVILLE RD, REDDICK, FL 32686-3229

Mortgage

Document Number	0083751205
Date	Jul 18, 2024
Book Page	8375/1205
Instrument	2024093886

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	NEW YORK, NY 10018

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 13, 2034

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	16489 NW GAINESVILLE RD, REDDICK, FL 32686-3229
Transaction Type	Mortgage
Record Updated	Dec 29, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16491 NW GAINESVILLE RD, REDDICK, FL 32686-3229

Mortgage

Document Number	0074360011
Date	Apr 15, 2021
Book Page	7436/11
Instrument	2021049437

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jul 1, 2050

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Dec 8, 2022
Property Address	16489 NW GAINESVILLE RD, REDDICK, FL 32686-3229
Document Number	0079371260
Book / Page	7937 / 1260
Instrument Date	Nov 2, 2022
Instrument	2022171301
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16491 NW GAINESVILLE RD, REDDICK, FL 32686-3229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16491 NW GAINESVILLE RD, REDDICK, FL 32686-3229

Mortgage

Document Number	0079371264
Date	Dec 8, 2022
Instrument	7937/1264

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 24, 2020
Property Address	16489 NW GAINESVILLE RD, REDDICK, FL 32686-3229
Document Number	0071770802
Book / Page	007177 / 000802
Instrument Date	Apr 22, 2020
Instrument	42934
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16491 NW GAINESVILLE RD REDDICK FL 326863229, REDDICK, FL 32686-3229

Mortgage

Document Number	71770804
Date	Apr 24, 2020
Book Page	007177/000804
Instrument	42935

Lender

Name	STEARNS LNDG
Address	LEWISVILLE, TX 75057

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16491 NW Gainesville Rd was $1,947 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,947.00 Homeowner's exemption	$133,520	$190,984 Land $104,160 Building $86,824
2023	$1,658.00 (+3.11%) Homeowner's exemption	$125,978 (+3%) Land $50,220 Building $75,758	$153,272 (+14.75%) Land $50,220 Building $103,052
2022	$1,608.00 Homeowner's exemption	$122,309	$133,568 Land $42,780 Building $90,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16491 NW Gainesville Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16491 NW Gainesville Rd is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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