16491 Chapman Ln, Bend, OR 97707 Property Records

Deschutes County property record for 16491 Chapman Ln, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,533 sqft · built 1996
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (Sep 2017)
Tax Bill	$9,205 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201035 B0 02700`

Property Details

APN / Parcel Number

Primary APN	`201035 B0 02700`
Alternative APNs	`R1039201035B002700` `137954`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,533 sqft Living Area
1st Floor Area	2,058 sqft
Attic Area	475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Mixed
Garage Area	1,003 sqft
Deck Area	611 sqft

Location & Zoning

Account Number	137954
Old Parcel Number	R1039201035B002700
Street Address	16491 CHAPMAN LN
City	BEND
State	OR
Zip	97707-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2 SUBD:RIVER FOREST ACRES SEC/TWN/RNG/MER:SEC 35 TWN 20 RNG 10 MAP REF:201035-B0
Legal Range	10E
Legal Township	20S
Legal Section	35
Legal Quarter	NW
Legal Subdivision	RIVER FOREST ACRES
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1017
Census Tract	202

Owner

16491 Chapman Ln is owned by an individual who bought it in September 2017.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14736 NW FORESTEL LOOP, BEAVERTON, OR 97006-5486
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Sep 14, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2017 · Amount on File
Deed Sale	Sep 14, 2017 · Amount on File
Prior Sale	Apr 19, 2005
Deed Document Number	2017-36818
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16491 CHAPMAN LN, BEND, OR 97707-2417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063826
Date	Nov 25, 2020
Instrument	2020-63826

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 14, 2017
Property Address	16491 CHAPMAN LN, BEND, OR 97707-2417
Document Number	0000036818
Instrument Date	Aug 8, 2017
Instrument	2017-36818
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14736 NW FORESTEL LOOP, BEAVERTON, OR 97006-5486

Mortgage

Document Number	0000036819
Date	Sep 14, 2017
Instrument	2017-36819

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16491 Chapman Ln was $9,205, up 4.2% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,205.00 (+4.24%)	$508,230 (+3%)	$1,110,460 (-2.88%) Land $485,380 Building $625,080
2024	$8,831.00 (+2.36%)	$493,430 (+3%)	$1,143,360 (-) Land $485,380 Building $657,980
2023	$8,627.00	$479,060	$1,143,360 Land $485,380 Building $657,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16491 Chapman Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16491 Chapman Ln is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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