16490 Co Rd 83, Elberta, AL 36530 Property Records

Baldwin County property record for 16490 Co Rd 83, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,562 sqft · built 1996
Lot Size	5.4 acres (235,224 sqft)
Owner	2 Individual Names on Record
Tax Bill	$58 (2023)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-03-05-0-000-006.003`

Property Details

APN / Parcel Number

Primary APN	`53-03-05-0-000-006.003`
Alternative APNs	`107321` `089604` `89604`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,562 sqft Heated Area
1st Floor Area	1,562 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	235,224 sqft (5.4 acres)
Shed	1 Shed
Shed Area	572 sqft
Utility Building	116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	89604
Street Address	16490 COUNTY ROAD 83
City	ELBERTA
State	AL
Zip	36530-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 AC(C) BEG AT NW COR OF SW1/4 SEC 4 RUN E 40' TO POB TH S 220.03' TH E 972'S N 220.2' W 972'S TO POB SEC 5 T7S R5E
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	1
Census Block	1008
Census Tract	11601

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16490 COUNTY ROAD 83, ELBERTA, AL 36530-3007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16490 COUNTY ROAD 83, ELBERTA, AL 36530-3007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001871993
Date	Nov 19, 2020
Instrument	1871993

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,600 (+20.33%) Land $2,700 Building $17,900	$311,600 (+28.49%) Land $129,000 Building $182,600
2023	$58.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$17,120 (+7.54%)	$242,500 (+12.06%) Land $94,900 Building $147,600
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$15,920	$216,400 Land $73,900 Building $142,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1998–2020)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6