16490 Charles Schell Ln, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 16490 Charles Schell Ln, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,396 sqft · built 1975
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Jun 2026)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`127-252-051-000`

Property Details

APN / Parcel Number

Primary APN	`127-252-051-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	50,530 sqft
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	16490 CHARLES SCHELL LN
City	ROYAL OAKS
State	CA
Zip	95076-9185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 5 PARCEL MAPS PG 115 PARCEL C 1.156 AC RW & EXC RW
Legal Subdivision	PM5 115
Legal Block	2
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	2
Census Block	2003
Census Tract	10202

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 CALLE VALVERDE, SOLEDAD, CA 93960-2678
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed, Transfer CHICAGO TITLE COMPANY
Jun 2, 2026	Grant Deed, Transfer · Construction Mortgage CONVENTUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Deed Document Number	202618751
Prior Transfer Date	May 29, 2026
Prior Transfer Doc	0000018752
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 2, 2026
Property Address	16490 CHARLES SCHELL LN, ROYAL OAKS, CA 95076-9185
Document Number	0000018752
Instrument Date	May 29, 2026
Instrument	202618752
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	516 CALLE VALVERDE, SOLEDAD, CA 93960-2678

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 2, 2026
Property Address	16490 CHARLES SCHELL LN, ROYAL OAKS, CA 95076-9185
Document Number	0000018751
Instrument Date	May 27, 2026
Instrument	202618751
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$67,215.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	516 CALLE VALVERDE, SOLEDAD, CA 93960-2678

Mortgage

Document Number	0000018753,
Date	Jun 2, 2026
Instrument	202618753

Lender

Name	CONVENTUS LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2027

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	North Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$88,611 (+2%) Land $16,455 Building $72,156
2025	$1,024.00 (+2.4%) Homeowner's exemption	$86,875 (+4.04%) Land $16,133 Building $70,742
2024	$1,000.00 (+2.04%)
2023	$980.00 (+0.93%) Homeowner's exemption	$83,503 Land $15,507 Building $67,996
2022	$971.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Charles Schell Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures