1649 Winding Trl, Springfield, OH 45503 Property Records

Clark County property record for 1649 Winding Trl, Springfield, OH 45503

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,161 sqft · built 1956
Lot Size0.494 acres (21,523 sqft)
OwnerIndividual Name on File
Last Sale$252,000 (Oct 2022)
Tax Bill$7,118 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN340-07-00030-401-019

Property Details

APN / Parcel Number

Primary APN340-07-00030-401-019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,161 sqft Living Area
Gross Area2,565 sqft
1st Floor Area1,161 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2000
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Lot Area21,523 sqft (0.494 acres)
Lot Dimensions175 ft deep x 123 ft wide
Garage TypeAttached
Garage Area324 sqft
PorchStoop
Porch Area560 sqft
Gazebo74 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1649 WINDING TRL
CitySPRINGFIELD
StateOH
Zip45503-2812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMIRACLE MILE ADDN 5 15245
Legal SubdivisionMIRACLE MILE ADDN
Legal Block401
Legal Lot Number19
JurisdictionCLARK OH
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1001
Census Tract1700

Owner

1649 Winding Trl is owned and occupied by an individual who bought it in October 2022.

Source: Clark County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address1649 WINDING TRL, SPRINGFIELD, OH 45503-2812
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOME MORTGAGE CORPORATION
Oct 26, 2022Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2022 · Amount on File
Deed SaleOct 26, 2022 · Amount on File
Prior SaleDec 1, 1986 · Amount on File
Deed Document Number202215960
Deed Book / Page2217 / 1208
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Recording DateJul 29, 2026
Property Address1649 WINDING TRL, SPRINGFIELD, OH 45503-2812
Document Number0000010274
Book / Page2272 / 2371
Instrument DateJul 24, 2026
Instrument202610274
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1649 WINDING TRL, SPRINGFIELD, OH 45503-2812

Mortgage

Document Number0000010274,
DateJul 29, 2026
Book Page2272/2371
Instrument202610274
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateOct 26, 2022
Property Address1649 WINDING TRL, SPRINGFIELD, OH 45503-2812
Document Number0000015960
Book / Page2217 / 1208
Map ReferenceVOL 10 PG 41
Instrument DateOct 17, 2022
Instrument202200015960
Transaction TypeTransfer
Record UpdatedNov 7, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1649 WINDING TRL, SPRINGFIELD, OH 45503-2812

Mortgage

Document Number0000015961
DateOct 26, 2022
Instrument202200015961
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1649 Winding Trl was $7,118, up 260.8% from the year before.

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateOhio
CountyClark County
MunicipalitySpringfield City
Unified School DistrictSpringfield City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,118.00 (+260.77%)$81,040 Land $12,790 Building $68,250$231,540 Land $36,530 Building $195,010
2024$1,973.00
2023$38,950 Land $12,790 Building $26,160
2022$1,922.00$111,260 Land $36,530 Building $74,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1649 Winding Trl in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims10 (1980–1981)
Most Recent ClaimSep 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1649 Winding Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD CITY PWS
serves 60,680 people · EPA ID OH1204412
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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