1649 W 8th St, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1649 W 8th St, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1895
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Nov 2023)
Tax Bill	$1,933 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`68-405-00-040-00`

Property Details

APN / Parcel Number

Primary APN	`68-405-00-040-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,240 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	416 sqft
Basement Area	398 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	117 ft deep x 48 ft wide
View / Lot	Neighborhood / Spot
Porch	Open Frame Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1649 W 8TH ST
City	ASHTABULA
State	OH
Zip	44004-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 WATROUS
Legal Subdivision	N WATROUS SUB
Legal Lot Number	19
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	3
Census Block	3000
Census Tract	601

Owner

1649 W 8th St is owned and occupied by an individual who bought it in November 2023.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1649 W 8TH ST, ASHTABULA, OH 44004-2847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Nov 8, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit LAKEVIEW FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on File
Deed Sale	Nov 8, 2023 · Amount on File
Deed Document Number	202310258
Deed Book / Page	807 / 1868
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1649 W 8TH ST, ASHTABULA, OH 44004-2847
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 W 8TH ST, ASHTABULA, OH 44004-2847

Mortgage

Document Number	0000009170
Date	Sep 25, 2025
Book Page	853/2159
Instrument	2025-00009170

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Nov 8, 2023
Property Address	1649 W 8TH ST, ASHTABULA, OH 44004-2847
Document Number	0000010258
Book / Page	807 / 1868
Map Reference	VOL 2 PG 5
Instrument Date	Nov 6, 2023
Instrument	2023-00010258
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 W 8TH ST, ASHTABULA, OH 44004-2847

Mortgage

Document Number	0008071872
Date	Nov 8, 2023
Instrument	807/1872

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1649 W 8TH ST, ASHTABULA, OH 44004-2847
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 133, ASHTABULA, OH 44005-0133

Mortgage

Document Number	0000003638
Date	Mar 29, 2021
Book Page	734/2186
Instrument	202100003638

Lender

Name	LAKEVIEW FCU
Type	Credit Union
Address	ASHTABULA, OH 44004

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1649 W 8th St was $1,933.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,933.00	$21,990 Land $3,890 Building $18,100	$62,800 Land $11,100 Building $51,700
2023	$1,583.00 (+50.62%)	$21,990 (+25.66%) Land $3,890 Building $18,100	$62,800 Land $11,100 Building $51,700
2022	$1,051.00	$17,500 Land $3,010 Building $14,490
2020			$50,000 Land $8,600 Building $41,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1649 W 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1649 W 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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