Ventura County property record for 1649 Spence St, Simi Valley, CA 93065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,227 sqft · built 1961 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Oct 2006) |
| Tax Bill | $1,357 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 632-0-261-045 |
| Primary APN | 632-0-261-045 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,227 sqft Living Area |
| 1st Floor Area | 1,227 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1649 SPENCE ST |
|---|---|
| City | SIMI VALLEY |
| State | CA |
| Zip | 93065-2130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-3 |
| Legal Description | TRACT: 123604 LOT: 535 REF: 031MR 007 |
| Legal Tract | 123604 |
| Legal Block | 261 |
| Legal Lot Number | 535 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | SIMI VALLEY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 7901 |
Source: Ventura County assessment roll, as of July 15, 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1649 SPENCE ST, SIMI VALLEY, CA 93065-2130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 3, 2006 · Amount on Record |
| Deed Sale | Oct 3, 2006 · Amount on Record |
| Deed Document Number | 2006209026 |
| Prior Transfer Date | Mar 18, 2004 |
| Prior Transfer Doc | 0000094712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 1649 SPENCE ST, SIMI VALLEY, CA 93065-2130 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000089099 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 20200624-00089099 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Simi Valley City |
| Unified School District | Simi Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $61,139 (+2%) Land $18,695 Building $42,444 | |
| 2025 | $1,357.00 (+1.42%) Homeowner's exemption | $59,941 (+4.04%) Land $18,329 Building $41,612 |
| 2024 | $1,338.00 (+6.87%) | |
| 2023 | $1,252.00 (+3.81%) Homeowner's exemption | $57,614 Land $17,616 Building $39,998 |
| 2022 | $1,206.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023 |
|---|---|
| Water Source | Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Rocket Broadband, Verizon.
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