1649 Pennington Rd, Waverly, OH 45690 Property Records

Pike County property record for 1649 Pennington Rd, Waverly, OH 45690

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,992 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$44,000 (Mar 2015)
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-199104.0000`

Property Details

APN / Parcel Number

Primary APN	`16-199104.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,992 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1649 PENNINGTON RD
City	WAVERLY
State	OH
Zip	45690-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12634 315/1178
Jurisdiction	PIKE OH
Township / Civil Division	PEE PEE
Census Block Group	1
Census Block	1006
Census Tract	952500

Owner

Source: Pike County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1649 PENNINGTON RD, WAVERLY, OH 45690-9421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2015 · Amount on Record
Deed Sale	Mar 16, 2015 · Amount on Record
Prior Sale	Jan 21, 2014 · Amount on Record
Deed Document Number	2015583
Deed Book / Page	315 / 1178
Prior Transfer Date	Jan 14, 2014
Prior Transfer Doc	00306/1512
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Recording Date	Sep 9, 2026
Property Address	1649 PENNINGTON RD, WAVERLY, OH 45690-9421
Document Number	0000002753
Book / Page	421 / 1315
Instrument Date	Sep 1, 2026
Instrument	20262753
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	1649 PENNINGTON RD, WAVERLY, OH 45690-9421

Mortgage

Document Number	0000002753,
Date	Sep 9, 2026
Book Page	421/1315
Instrument	20262753

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	1649 PENNINGTON RD, WAVERLY, OH 45690-9421
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00377/1556
Date	Feb 22, 2022
Book Page	377/1556
Instrument	202200000525

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Pike County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Pike County
County Subdivision	Pee Pee Township
Unified School District	Waverly City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,600.00 (-0.25%)	$48,810 (-) Land $11,970 Building $36,840
2024	$1,604.00 (+0.12%) Homeowner's exemption	$48,810 (-) Land $11,970 Building $36,840
2023	$1,602.00 (-6.59%) Homeowner's exemption	$48,810 (+6.76%) Land $11,970 Building $36,840	$139,470 (+6.77%) Land $34,200 Building $105,270
2022	$1,715.00 Homeowner's exemption	$45,720 Land $11,970 Building $33,750
2020			$130,630 Land $34,200 Building $96,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2006–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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