1649 Oak Leaf Ln, Belden, MS 38826 Property Records

Lee County property record for 1649 Oak Leaf Ln, Belden, MS 38826

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,836 sqft · built 2009
Lot Size	0.164 acres (7,167 sqft)
Owner	Individual Name on Record
Tax Bill	$2,902 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`075R-22-218-00`

Property Details

APN / Parcel Number

Primary APN	`075R-22-218-00`
Alternative APNs	`045833` `45833`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,836 sqft Heated Area
Gross Area	2,213 sqft
1st Floor Area	1,836 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asbestos
Lot Area	7,167 sqft (0.164 acres)
Lot Dimensions	138 ft deep x 51.6 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	045833
Old Parcel Number	075R-22-218-00
Street Address	1649 OAK LEAF LN
City	BELDEN
State	MS
Zip	38826-6007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE1/4 LOT 46
Legal Range	05E
Legal Township	09S
Legal Section	22
Legal Subdivision	WOODLAND HEIGHTS PHASE 5
Legal Lot Number	46
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	1
Census Block	1006
Census Tract	950601

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1649 OAK LEAF LN, BELDEN, MS 38826-6007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · Closed-End Mortgage OXFORD UNIVERSITY BANK
Mar 28, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022
Deed Sale	Mar 28, 2022
Prior Sale	Aug 12, 2019
Deed Document Number	2022004239
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	1649 OAK LEAF LN, BELDEN, MS 38826-6007
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 COUNTY ROAD 41, ETTA, MS 38627-9756
Investor	Possibly a Property Investor

Mortgage

Document Number	2019010081
Date	Aug 12, 2019
Instrument	2019010081

Lender

Name	OXFORD UNIVERSITY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 10, 2024

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Mar 28, 2022
Property Address	1649 OAK LEAF LN, BELDEN, MS 38826-6007
Document Number	2022004239
Instrument Date	Mar 24, 2022
Instrument	2022004239
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1649 OAK LEAF LN, BELDEN, MS 38826-6007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 OAK LEAF LN, BELDEN, MS 38826-6007

Mortgage

Document Number	2022004240
Date	Mar 28, 2022
Instrument	2022004240

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,902.00 (+24.6%) Disabled Person's exemption	$21,350 (+22.65%)	$213,500 (+22.65%) Land $25,000 Building $188,500
2023	$2,329.00 Disabled Person's exemption	$17,407	$174,070 Land $25,000 Building $149,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1991–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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