San Diego County property record for 1649 N Willowspring Dr, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,703 sqft · built 1984 |
| Lot Size | 0.144 acres (6,285 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,750,000 (Mar 2025) |
| Tax Bill | $8,822 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-420-07-00 |
| Primary APN | 257-420-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,703 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 6,285 sqft (0.144 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1649 N WILLOWSPRING DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-1991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 117 TR 010397 |
| Legal Subdivision | SAN DIEGO #3598-5 |
| Legal Tract | 010397 |
| Legal Block | 1 |
| Legal Lot Number | 117 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 17107 |
Source: San Diego County records · APN 257-420-07-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1649 N WILLOWSPRING DR, ENCINITAS, CA 92024-1991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2025 · Amount on Record |
| Deed Sale | Mar 10, 2025 · Amount on Record |
| Prior Sale | May 27, 2008 · Amount on Record |
| Deed Document Number | 202560949 |
| Prior Transfer Date | Aug 21, 2006 |
| Prior Transfer Doc | 0000609207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 18, 2026 |
| Property Address | 1649 N WILLOWSPRING DR, ENCINITAS, CA 92024-1991 |
| Document Number | 0000141164 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026141164 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1649 N WILLOWSPRING DR, ENCINITAS, CA 92024-1991 |
| Document Number | 0000141164, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026141164 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 01, 2055 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1649 N WILLOWSPRING DR, ENCINITAS, CA 92024-1991 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 1649 N WILLOWSPRING DR, ENCINITAS, CA 92024-1991 |
| Document Number | 0000205551 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021-0205551 |
| Name | MCJAB INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1649 N WILLOWSPRING DR, ENCINITAS, CA 92024-1991 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1649 N WILLOWSPRING DR, ENCINITAS, CA 92024-1991 |
| Document Number | 0000791192 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020-0791192 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,540,914 (+102.27%) Land $1,320,564 Building $220,350 | |
| 2025 | $8,822.00 (+7.25%) | $761,827 (+4.04%) Land $512,265 Building $249,562 |
| 2023 | $8,226.00 (+2.45%) Homeowner's exemption | $732,246 Land $492,374 Building $239,872 |
| 2022 | $8,029.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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