1649 N Schrader Ave, Springfield, IL 62702 Property Records

Sangamon County property record for 1649 N Schrader Ave, Springfield, IL 62702

Property Summary

Property TypeSingle Family Home
Lot Size0.12 acres (5,237 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Jun 2023)
Tax Bill$2,304 (2025)
Deeds & MortgagesJun 2020 Mortgage
Dec 2014 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN14-23.0-303-011

Property Details

APN / Parcel Number

Primary APN14-23.0-303-011
Alternative APN
  • 14230303011 (CHECK DIGIT = 4)

Exterior

Lot Area5,237 sqft (0.12 acres)

Location & Zoning

Account Number14230303011
Street Address1649 N SCHRADER AVE
CitySPRINGFIELD
StateIL
Zip62702-2958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 24 FAIRVIEW ADDN
Legal SubdivisionFAIRVIEW ADD
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group4
Census Block4009
Census Tract503

Owner

Source: Sangamon County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1649 N SCHRADER AVE, SPRINGFIELD, IL 62702-2958
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWN & COUNTRY BANC MTG SVCS
Dec 16, 2014Deed of Trust, Mortgage · Stand-Alone First Mortgage
TOWN & COUNTRY BANC MTG SVCS
Jun 5, 2014Deed of Trust, Mortgage · Conventional Mortgage
TOWN & COUNTRY BANK
Jun 20, 2023Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL CO
Jun 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWN & COUNTRY BANC MTG SVCS
Mar 14, 2014Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 20, 2023 · Amount on Record
Deed SaleJun 20, 2023 · Amount on Record
Prior SaleMar 14, 2014
Deed Document Number202310618
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1649 N SCHRADER AVE, SPRINGFIELD, IL 62702-2958
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R13066
DateJun 4, 2020
Instrument2020R13066
Lender
NameTOWN & COUNTRY BANC MTG SVCS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2040
Interest
Rate TypeFixed Rate

December 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1649 N SCHRADER AVE, SPRINGFIELD, IL 62702-2958
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2014R33349
DateDec 16, 2014
Instrument2014R33349
Lender
NameTOWN & COUNTRY BANC MTG SVCS
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term372 Months
DueDec 15, 2045
Interest
Rate TypeFixed Rate

June 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1649 N SCHRADER AVE, SPRINGFIELD, IL 62702-2958
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2014R14075
DateJun 5, 2014
Instrument2014R14075
Lender
NameTOWN & COUNTRY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJun 20, 2023
Property Address1649 N SCHRADER AVE, SPRINGFIELD, IL 62702-2958
Document Number2023R10618
Instrument DateJun 16, 2023
Instrument2023R10618
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1649 N SCHRADER AVE, SPRINGFIELD, IL 62702-2958

Mortgage

Document Number2023R10619
DateJun 20, 2023
Instrument2023R10619
Lender
NameCARDINAL FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053
Interest
Rate TypeFixed Rate
Rate5.75%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1649 N SCHRADER AVE, SPRINGFIELD, IL 62702-2958
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R13066
DateJun 4, 2020
Instrument2020R13066
Lender
NameTOWN & COUNTRY BANC MTG SVCS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2040
Interest
Rate TypeFixed Rate

March 2014: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANGAMON IL
Recording DateMar 14, 2014
Property Address1649 N SCHRADER AVE, SPRINGFIELD, IL 62702-2958
Document Number2014R05479
Instrument DateMar 14, 2014
Instrument2014R05479
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1649 N SCHRADER AVE, SPRINGFIELD, IL 62702-2958

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,304.00 (+102.28%)$34,462 (+45.31%) Land $4,054 Building $30,408$103,386 (+45.31%) Land $12,162 Building $91,224
2022$1,139.00 Homeowner's exemption Senior Citizen's exemption$23,716 Land $3,276 Building $20,440$71,148 Land $9,828 Building $61,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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