1649 Midland Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1649 Midland Rd, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,692 sqft · built 1989
Lot Size0.092 acres (4,000 sqft)
Owner2 Individual Names on File
Last Sale$473,000 (Aug 2024)
Tax Bill$4,573 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-904-03622400

Property Details

APN / Parcel Number

Primary APN01-904-03622400
Alternative APNs
  • 1-904-03622400
  • 90403622400

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,692 sqft Living Area
1st Floor Area612 sqft
Basement Area480 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area4,000 sqft (0.092 acres)
PorchSlab
Porch Area80 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number90403622400
Street Address1649 MIDLAND RD
CityEDGEWATER
StateMD
Zip21037-2421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLTS 5833 5834 WOODLAND BEACH
Legal SubdivisionWOODLAND BEACH
Legal Block2
Legal Lot Number5833
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2013
Census Tract701103

Owner

1649 Midland Rd is owned and occupied by two individuals who bought it in August 2024.

Source: Anne Arundel County records, as of October 14, 2026

Owner of Record2 Individual Names on File
Mailing Address1649 MIDLAND RD, EDGEWATER, MD 21037-2421
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Dec 27, 2017Grant Deed, Transfer · FHA Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2024 · Amount on File
Deed SaleAug 23, 2024 · Amount on File
Prior SaleJun 2, 2021 · Amount on File
Deed Book / Page40670 / 21
Transfer Doc0193240686
Record UpdatedOct 29, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJun 2, 2021
Property Address1649 MIDLAND RD, EDGEWATER, MD 21037-2421
Document Number0368980038
Book / Page36898 / 38
Map ReferenceMB 2 FO 15
Instrument DateApr 15, 2021
Transaction TypeTransfer
Record UpdatedJun 23, 2021
Title CompanyEAGLE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1649 MIDLAND RD, EDGEWATER, MD 21037-2421

Mortgage

Document Number3689847
DateJun 2, 2021
Instrument36898/47
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueMay 1, 2051

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateDec 27, 2017
Property Address1649 MIDLAND RD, EDGEWATER, MD 21037-2421
Document Number0316990479
Book / Page031699 / 000479
Instrument DateDec 15, 2017
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyTITLE MAX CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$306.74
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1649 MIDLAND RD EDGEWATER MD 210372421, EDGEWATER, MD 21037-2421

Mortgage

Document Number316990486
DateDec 27, 2017
Book Page031699/000486
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1649 Midland Rd was $4,573, up 2.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,573.00 (+2.35%)$370,600 (+6.66%) Land $220,000 Building $150,600$370,600 (-) Land $220,000 Building $150,600
2025$4,468.00 (+10.46%)$347,467$370,600 Land $220,000 Building $150,600
2024$4,045.00 (+22.99%)
2023$3,289.00 Homeowner's exemption$301,200 Land $170,000 Building $131,200$301,200 Land $170,000 Building $131,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1649 Midland Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 41 policies
Nearby Flood Policies41 in force
Nearby Flood Claims5 (2003–2025)
Claims Outside the SFHA2 of 5
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1649 Midland Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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