1649 Lakeshore Dr, Abilene, TX 79602 Property Records

Taylor County property record for 1649 Lakeshore Dr, Abilene, TX 79602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,752 sqft · built 1998
Lot Size	0.3 acres (13,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,284 (Oct 2023)
Tax Bill	$6,523 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`45610016300`

Property Details

APN / Parcel Number

Primary APN	`45610016300`
Alternative APN	`125210`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,752 sqft Living Area
Gross Area	3,277 sqft
1st Floor Area	1,774 sqft
2nd Floor Area	978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,056 sqft (0.3 acres)
Lot Dimensions	102 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1649 LAKESHORE DR
City	ABILENE
State	TX
Zip	79602-5242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYTLE SHORES WEST SEC 6, BLOCK B, LOT 2
Legal Subdivision	LYTLE SHORES WEST SEC 6
Legal Block	B
Legal Lot Number	2
Jurisdiction	TAYLOR TX
Township / Civil Division	ABILENE
Census Block Group	1
Census Block	1001
Census Tract	12000

Owner

Source: Taylor County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1649 LAKESHORE DR, ABILENE, TX 79602-5242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage SAREY ENTERPRISES LLC
Aug 14, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABILENE TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Aug 12, 2010 · Amount on Record
Deed Document Number	202316447
Prior Transfer Date	Aug 5, 2010
Prior Transfer Doc	0000011932
Record Updated	Sep 20, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TAYLOR TX
Recording Date	Oct 3, 2023
Property Address	1649 LAKESHORE DR, ABILENE, TX 79602-5242
Document Number	0000016447
Map Reference	CAB 3 SL 168
Instrument Date	Oct 2, 2023
Instrument	2023-00016447
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 KINGS CROSS ST, ABILENE, TX 79602-5200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 LAKESHORE DR, ABILENE, TX 79602-5242

Mortgage

Document Number	0000016448
Date	Oct 3, 2023
Instrument	2023-00016448

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	1649 LAKESHORE DR, ABILENE, TX 79602-5242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE ABL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009058
Date	Jun 1, 2020
Instrument	2020-00009058

Lender

Name	SAREY ENTERPRISES LLC
Type	Non-Lending Institution
Address	FRISCO, TX 75033

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	1649 LAKESHORE DR, ABILENE, TX 79602-5242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014746
Date	Aug 14, 2020
Instrument	2020-00014746

Lender

Name	ABILENE TEACHERS FCU
Type	Credit Union
Address	ABILENE, TX 79608

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Abilene City
County	Taylor County
Unified School District	Abilene Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,487 (-0.07%) Land $40,617 Building $333,870	$374,487 (-0.07%) Land $40,617 Building $333,870
2025	$6,523.00 (-4.47%) Homeowner's exemption	$374,763 (+2.09%) Land $40,617 Building $334,146	$374,763 (+2.09%) Land $40,617 Building $334,146
2024	$6,828.00 (+16.32%) Homeowner's exemption	$367,090 (+13.32%) Land $33,293 Building $333,797	$367,090 (+13.32%) Land $33,293 Building $333,797
2023	$5,870.00 (-8.81%) Homeowner's exemption	$323,941 Land $33,293 Building $290,648	$323,941 Land $33,293 Building $290,648
2022	$6,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Oct 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABILENE serves 130,501 people · EPA ID TX2210001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Taylor Telephone Cooperative.

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