1649 Keystone Ranch Rd, Dillon, CO 80435 Property Records

Summit County property record for 1649 Keystone Ranch Rd, Dillon, CO 80435

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,804 sqft · built 1990
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$2,425,000 (Nov 2022)
Tax Bill$8,291 (2025)
Deeds & MortgagesMay 2026 Transfer
Nov 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN2095-2740-11-004

Property Details

APN / Parcel Number

Primary APN2095-2740-11-004
Alternative APN
  • 3001147

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths3 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,804 sqft Living Area
Gross Area4,304 sqft
1st Floor Area1,526 sqft
2nd Floor Area845 sqft
Basement Area1,433 sqft
Finished Basement1,433 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1999
Architectural StyleBi-Level
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
TerrainGentle Slope
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address1649 KEYSTONE RANCH RD
CityDILLON
StateCO
Zip80435-8384
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCPUD
Legal DescriptionLOT 4 TRACT C KEYSTONE RANCH SUB # 1
Legal SubdivisionKEYSTONE RANCH SUB
Legal TractC
Legal BlockC
Legal Lot Number4
JurisdictionSUMMIT CO
Township / Civil DivisionBRECKENRIDGE
Census Block Group2
Census Block2018
Census Tract203

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7578 CRESTVIEW DR, NIWOT, CO 80504-7301
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 23, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK
Mar 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
PRIMESOUTH BANK
Mar 31, 2020Intrafamily Transfer, Transfer
Sep 4, 2019Warranty Deed, Transfer · Conventional Mortgage
PRIMESOUTH BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2022 · Amount on Record
Deed SaleNov 23, 2022 · Amount on Record
Prior SaleSep 4, 2019 · Amount on Record
Deed Document Number20221301319
Last Transfer DateMay 15, 2026
Transfer Doc0001374773
Record UpdatedSep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSUMMIT CO
Recording DateMay 18, 2026
Property Address1649 KEYSTONE RANCH RD, DILLON, CO 80435-8384
Document Number0001374773
Instrument DateMay 15, 2026
Instrument20261374773
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3054 11TH ST, BOULDER, CO 80304-2526

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMMIT CO
Recording DateNov 23, 2022
Property Address1649 KEYSTONE RANCH RD, DILLON, CO 80435-8384
Document Number0001301319
Map ReferenceDOC 185632
Instrument DateNov 22, 2022
Instrument1301319
Transaction TypeTransfer
Record UpdatedDec 5, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1246 LOYCE LN, 1246, DOUGLAS, GA 31533-3916

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7578 CRESTVIEW DR, NIWOT, CO 80504-7301

Mortgage

Document Number0001301320
DateNov 23, 2022
Instrument1301320
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2027
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.5%
Index1-Year CMT
Max Rate10.5%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMMIT CO
Property Address1649 KEYSTONE RANCH RD, DILLON, CO 80435-8384
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001283636
DateMar 3, 2022
Instrument1283636
Lender
NamePRIMESOUTH BANK
TypeBank
AddressJESUP, GA 31545
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUMMIT CO
Recording DateMar 31, 2020
Property Address1649 KEYSTONE RANCH RD, DILLON, CO 80435-8384
Document Number0001223252
Map ReferenceDOC 185632
Instrument DateMar 5, 2020
Instrument1223252
Transaction TypeTransfer
Record UpdatedJul 26, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 661, DOUGLAS, GA 31534-0661

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMMIT CO
Recording DateSep 4, 2019
Property Address1649 KEYSTONE RANCH RD, DILLON, CO 80435-8384
Document Number0001206799
Map ReferenceDOC 185632
Instrument DateAug 30, 2018
Instrument1206799
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1649 KEYSTONE RANCH RD, 1649, DILLON, CO 80435-8384

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1408 BOWENS MILL RD SE, DOUGLAS, GA 31533-1500

Mortgage

Document Number0001206800
DateSep 4, 2019
Instrument1206800
Lender
NamePRIMESOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateColorado
CountySummit County
MunicipalityKeystone Town
Unified School DistrictSummit School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,291.00 (+10.41%)$162,466 (+11.9%)$2,389,200 (+10.25%) Land $662,100 Building $1,727,100
2024$7,509.00 (-4.26%)$145,189 (-)
2023$7,843.00 (+52.91%)$145,189 (+61.74%)$2,167,000 (+67.78%) Land $715,200 Building $1,451,800
2022$5,129.00$89,766$1,291,600 Land $336,500 Building $955,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEYSTONE RANCH
private · serves 670 people · EPA ID CO0159065
Water SourceGroundwater
Last State InspectionNov 2021
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Dec 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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