1649 Jay Cv, Memphis, TN 38127 Property Records

Shelby County property record for 1649 Jay Cv, Memphis, TN 38127

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,448 sqft · built 1954
Lot Size0.318 acres (13,871 sqft)
OwnerIndividual Name on Record
Last Sale$57,000 (Jun 2018)
Tax Bill$532 (2025)
Deeds & MortgagesApr 2023 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-0076-0-0021

Property Details

APN / Parcel Number

Primary APN07-0076-0-0021

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,448 sqft Living Area
Gross Area1,848 sqft
1st Floor Area1,448 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area13,871 sqft (0.318 acres)
Lot Dimensions154 ft deep x 89 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area247 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1649 JAY CV
CityMEMPHIS
StateTN
Zip38127-8021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionES SIGNAL RD SE COR JAY CV
Legal SubdivisionALTA VISTA 3RD ADDN
Legal Lot Number21
JurisdictionSHELBY TN
Township / Civil Division8
Census Block Group3
Census Block3000
Census Tract10120

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1649 JAY CV, MEMPHIS, TN 38127-8021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC
Jun 28, 2018Warranty Deed, Transfer · Conventional Mortgage
HOUSING & CMNTY DEV DEPT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2018 · Amount on Record
Deed SaleJun 28, 2018 · Amount on Record
Deed Document Number201864101
Prior Transfer DateApr 6, 2003
Prior Transfer Doc0000011315
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address1649 JAY CV, MEMPHIS, TN 38127-8021
Transaction TypeMortgage
Record UpdatedApr 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1649 JAY CV, MEMPHIS, TN 38127-8021

Mortgage

Document Number0023029886
DateApr 18, 2023
Instrument23029886
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJun 28, 2018
Property Address1649 JAY CV, MEMPHIS, TN 38127-8021
Document Number0000064101
Instrument DateJun 21, 2018
Instrument64101
Transaction TypeTransfer
Record UpdatedJul 11, 2018
Title CompanyTITLE ASSURANCE AND ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$210.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1649 JAY CV MEMPHIS TN 381278021, MEMPHIS, TN 38127-8021

Mortgage

Document Number64103
DateJun 28, 2018
Instrument64103
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
AddressNASHVILLE, TN 37243-0200
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number64102,
DateJun 28, 2018
Instrument64102
Lender
NameSIMMONS BK
AddressPINE BLUFF, AR 71601
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 27, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$532.00 (-44.35%)$24,825 (+58.12%) Land $1,800 Building $23,025$99,300 (+58.12%) Land $7,200 Building $92,100
2023$15,700 Land $1,600 Building $14,100
2022$956.00
2021$62,800 Land $6,400 Building $56,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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