1649 Hwy Z, Eolia, MO 63344 Property Records

Lincoln County property record for 1649 Hwy Z, Eolia, MO 63344

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,906 sqft · built 1999
Lot Size	34 acres (1,484,263 sqft)
Owner	Individual Name on Record
Tax Bill	$2,463 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-60-13-000-000-003.002`

Property Details

APN / Parcel Number

Primary APN	`05-60-13-000-000-003.002`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,906 sqft Living Area
Basement Area	988 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Architectural Style	Contemporary
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,484,263 sqft (34 acres)
Garage Type	Mixed
Garage Area	1,824 sqft
Parking Spaces	8 Parking Spaces

Location & Zoning

Street Address	1649 HIGHWAY Z
City	EOLIA
State	MO
Zip	63344-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34.074 AC WITHIN THE N PT OF LOT A4 U.S.SURVEY 1710 - OFF HWY Z
Legal Range	02W
Legal Township	51N
Legal Section	13
Legal Lot Number	A4
Jurisdiction	LINCOLN MO
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2026
Census Tract	810206

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1649 HIGHWAY Z, EOLIA, MO 63344-2039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK OF MISSOURI
Jul 16, 2018	Warranty Deed, Transfer · Commercial Mortgage COMMUNITY STATE BANK OF MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018
Deed Sale	Jul 16, 2018
Deed Document Number	2018006222
Deed Book / Page	2424 / 0840
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1649 HIGHWAY Z, EOLIA, MO 63344-2039
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2451/193
Date	Aug 20, 2020
Book Page	2451/193
Instrument	2020009248

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 16, 2018
Property Address	1649 HIGHWAY Z, EOLIA, MO 63344-2039
Document Number	2424/0840
Book / Page	2424 / 0840
Instrument Date	Jul 9, 2018
Instrument	2018006222
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 HIGHWAY E, SILEX, MO 63377
Investor	Possibly a Property Investor

Mortgage

Document Number	2018006257
Date	Jul 16, 2018
Instrument	2018006257

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2033

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Silex R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,463.00 (+7.98%)	$50,154 (+7.91%) Land $4,727 Building $45,427	$263,970 (+7.91%) Land $24,880 Building $239,090
2023	$2,281.00 (+6.04%)	$46,476 Land $4,575 Building $41,901	$244,610 Land $24,080 Building $220,530
2022	$2,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2008–2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2015 · 2 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20
Windstream Fixed Wireless · DSL	75 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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