San Joaquin County property record for 1649 Flora Way, Tracy, CA 95376 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,888 sqft · built 2020 |
| Lot Size | 0.136 acres (5,967 sqft) |
| Owner | Company Name on File |
| Last Sale | $920,000 (May 2021) |
| Tax Bill | $11,902 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-490-400-000 |
| Primary APN | 242-490-400-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,888 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Construction Type | Wood |
| Lot Area | 5,967 sqft (0.136 acres) |
| Garage Type | Mixed |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1649 FLORA WAY |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95376-8218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 101 KAGEHIRO PHASE 2 TRACT 3882 |
| Legal Tract | 3882 |
| Legal Lot Number | 101 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5216 |
Source: San Joaquin County records · APN 242-490-400-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 1649 FLORA WAY, TRACY, CA 95376-8218 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Sep 01, 2022 | Intrafamily Transfer, Transfer |
| May 25, 2021 | Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU |
| Jan 04, 2021 | Grant Deed, Subdivision Related Transfer US BK |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on Record |
| Deed Sale | May 25, 2021 · Amount on Record |
| Prior Sale | May 25, 2021 · Amount on Record |
| Deed Document Number | 0000090808 |
| Last Transfer Date | Sep 01, 2022 |
| Transfer Doc | 0000103767 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1649 FLORA WAY, TRACY, CA 95376-8218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1649 FLORA WAY, TRACY, CA 95376-8218 |
| Document Number | 0000180439 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-180439 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 01, 2022 |
| Property Address | 1649 FLORA WAY, TRACY, CA 95376-8218 |
| Document Number | 0000103767 |
| Map Reference | MB 43 PG 92 |
| Instrument Date | Jul 07, 2022 |
| Instrument | 2022-103767 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1649 FLORA WAY, TRACY, CA 95376-8218 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 25, 2021 |
| Property Address | 1649 FLORA WAY, TRACY, CA 95376-8218 |
| Document Number | 0000090808 |
| Map Reference | MB 43 PG 92 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021-090808 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1649 FLORA WAY, TRACY, CA 95376-8218 |
| Document Number | 0000090809 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021-090809 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jun 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 04, 2021 |
| Property Address | 1649 FLORA WAY, TRACY, CA 95376-8218 |
| Document Number | 0000000610 |
| Instrument Date | Dec 02, 2020 |
| Instrument | 610 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 29, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $781.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1649 FLORA WAY TRACY CA 953768218, TRACY, CA 95376-8218 |
| Document Number | 611 |
|---|---|
| Date | Jan 04, 2021 |
| Instrument | 611 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 03, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,902.00 (+10.03%) | $995,835 (+4.04%) Land $248,958 Building $746,877 |
| 2023 | $10,817.00 (+2.09%) | $957,168 Land $239,292 Building $717,876 |
| 2022 | $10,596.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 642 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Zinnia Networks | Fixed Wireless (unlicensed) | 600 / 120 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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