1649 E 320 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 1649 E 320 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,915 sqft · built 2012
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,500 (Aug 2020)
Tax Bill	$4,313 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`66-148-0026`

Property Details

APN / Parcel Number

Primary APN	`66-148-0026`
Alternative APN	`325084`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,915 sqft Living Area
Gross Area	5,405 sqft
Basement Area	1,620 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Attached
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	904 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	325084
Street Address	1649 E 320 N
City	SPANISH FORK
State	UT
Zip	84660-5679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26, PLAT C, SUNNY RIDGE SUBDV. AREA 0.275 AC.
Legal Subdivision	SUNNY RIDGE SUB
Legal Lot Number	26
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	3
Census Block	3008
Census Tract	10307

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1649 E 320 N, SPANISH FORK, UT 84660-5679
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Aug 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UTAH COMMUNITY FCU
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Sep 13, 2012 · Amount on Record
Deed Document Number	2020116839
Prior Transfer Date	Mar 28, 2012
Prior Transfer Doc	0000025236
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1649 E 320 N, SPANISH FORK, UT 84660-5679
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079054
Date	Oct 14, 2025
Instrument	79054:2025

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 13, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Aug 10, 2020
Property Address	1649 E 320 N, SPANISH FORK, UT 84660-5679
Document Number	0000116839
Instrument Date	Aug 4, 2020
Instrument	116839:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PRO TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1649 E 320 N, SPANISH FORK, UT 84660-5679

Mortgage

Document Number	0000116840
Date	Aug 10, 2020
Instrument	116840:2020

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1649 E 320 N, SPANISH FORK, UT 84660-5679
Document Number	0000085202
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1649 E 320 N SPANISH FORK UT 846605679, SPANISH FORK, UT 84660-5679

Mortgage

Document Number	0000085202
Date	Aug 31, 2017
Instrument	85202

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,800 (-46.22%)	$796,000 (-2.22%) Land $242,700 Building $553,300
2025	$4,313.00 (+0.02%)	$814,100 (+111.21%) Land $242,700 Building $571,400	$814,100 (+16.17%) Land $242,700 Building $571,400
2024	$4,312.00 (+15.45%)
2023	$3,735.00 (+4.59%)	$385,440	$700,800 Land $231,000 Building $469,800
2022	$3,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000

May also be available: CenturyLink, Utah Broadband, Verizon.

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