1649 Delaware St, Oshkosh, WI 54902 Property Records

Winnebago County property record for 1649 Delaware St, Oshkosh, WI 54902

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1883
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on File
Last Sale	$146,500 (Nov 2021)
Tax Bill	$3,035 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02000000`

Property Details

APN / Parcel Number

Primary APN	`13-02000000`
Alternative APN	`913-02000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	300 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	396 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	913-02000000
Street Address	1649 DELAWARE ST
City	OSHKOSH
State	WI
Zip	54902-6724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N 60 FT OF LOT 23 BLK 110 OSBORNS ADDN
Legal Subdivision	OSBORNS ADD
Legal Block	110
Legal Lot Number	23
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	4
Census Block	4009
Census Tract	1400

Owner

1649 Delaware St is owned and occupied by two individuals who acquired it in September 2024.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1649 DELAWARE ST, OSHKOSH, WI 54902-6724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Dec 4, 2012 · Amount on File
Deed Document Number	20211868832
Last Transfer Date	Sep 10, 2024
Transfer Doc	0001929904
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Nov 16, 2021
Property Address	1649 DELAWARE ST, OSHKOSH, WI 54902-6724
Document Number	0001868832
Instrument Date	Nov 15, 2021
Instrument	1868832
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 DELAWARE ST, OSHKOSH, WI 54902-6724

Mortgage

Document Number	0001868833
Date	Nov 16, 2021
Instrument	1868833

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,400 Land $30,400 Building $132,000
2024	$3,035.00 (+11.05%)
2023	$2,733.00 (-16.42%)	$93,400 (-) Land $19,600 Building $73,800	$134,965 Land $28,322 Building $106,643
2022	$3,270.00 Homeowner's exemption	$93,400 Land $19,600 Building $73,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1649 Delaware St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1649 Delaware St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20