1649 Calle Delicada, La Jolla, CA 92037 Property Records

San Diego County property record for 1649 Calle Delicada, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,420 sqft · built 1974
Lot Size	0.246 acres (10,700 sqft)
Owner	Trust Name on File
Last Sale	$1,775,000 (Aug 2019)
Tax Bill	$24,759 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`358-620-42-00`

Property Details

APN / Parcel Number

Primary APN	`358-620-42-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,420 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	10,700 sqft (0.246 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1649 CALLE DELICADA
City	LA JOLLA
State	CA
Zip	92037-7120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-4
Legal Description	LOT 175 TR 007165
Legal Subdivision	LA JOLLA ALTA
Legal Tract	007165
Legal Block	2
Legal Lot Number	175
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	8310

Owner

1649 Calle Delicada is owner-occupied and held in a trust since August 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1649 CALLE DELICADA, LA JOLLA, CA 92037-7120
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 23, 2019	Grant Deed, Transfer · ARM LUTHER BURBANK SAVINGS
Jun 4, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Deed Document Number	2019361380
Prior Transfer Date	May 16, 2018
Prior Transfer Doc	0000224613
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1649 CALLE DELICADA, LA JOLLA, CA 92037-7120
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 CALLE DELICADA, LA JOLLA, CA 92037-7120

Mortgage

Document Number	0000098425
Date	Mar 4, 2022
Instrument	2022-0098425

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1649 CALLE DELICADA, LA JOLLA, CA 92037-7120
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 CALLE DELICADA, LA JOLLA, CA 92037-7120

Mortgage

Document Number	0000858798
Date	Dec 21, 2021
Instrument	2021-0858798

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1649 CALLE DELICADA, LA JOLLA, CA 92037-7120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000379607
Date	Jul 15, 2020
Instrument	2020-0379607

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1649 CALLE DELICADA, LA JOLLA, CA 92037-7120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134600
Date	Mar 16, 2020
Instrument	2020-0134600

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2019
Property Address	1649 CALLE DELICADA, LA JOLLA, CA 92037-7120
Document Number	0000361380
Map Reference	MAP 7165
Instrument Date	Aug 1, 2019
Instrument	2019-0361380
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1649 CALLE DELICADA, LA JOLLA, CA 92037-7120

Mortgage

Document Number	0000361381
Date	Aug 23, 2019
Instrument	2019-0361381

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2059

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2018
Property Address	1649 CALLE DELICADA, LA JOLLA, CA 92037-7120
Document Number	0000224613
Instrument Date	May 9, 2018
Instrument	224613
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	530 B STREET4TH FL SAN DIEGO CA 92101, SAN DIEGO, CA 92101

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 17, 2017
Property Address	1649 CALLE DELICADA, LA JOLLA, CA 92037-7120
Document Number	0000080941
Instrument Date	Feb 7, 2017
Instrument	80941
Transaction Type	Transfer
Record Updated	Feb 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1649 CALLE DELICADA LA JOLLA CA 920377120, LA JOLLA, CA 92037-7120

Tax Assessment & Valuation

The 2025 property tax bill for 1649 Calle Delicada was $24,759 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,980,041 (+2%) Land $1,584,035 Building $396,006
2025	$24,759.00 Homeowner's exemption	$1,941,218 Land $1,552,976 Building $388,242
2023	$22,806.00 (+2.74%) Homeowner's exemption	$1,865,840 Land $1,492,673 Building $373,167
2022	$22,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1649 Calle Delicada in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1649 Calle Delicada is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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