1649 Clematis Ln, Winter Park, FL 32792 Property Records

Seminole County property record for 1649 Clematis Ln, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,728 sqft · built 1961
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2019)
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-21-30-503-1500-0120`

Property Details

APN / Parcel Number

Primary APN	`34-21-30-503-1500-0120`
Alternative APN	`21303450315000120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Tar & Gravel
Lot Area	8,250 sqft (0.189 acres)

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	250 sqft
Patio Area	1 sqft
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1649 CLEMATIS LN
City	WINTER PARK
State	FL
Zip	32792-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 12 BLK 15 EASTBROOK SUBD UNIT NO 6 PB 12 PG 88
Legal Range	30E
Legal Township	21S
Legal Section	34
Legal Subdivision	EASTBROOK SUBD UNIT NO 06
Legal Tract	503
Legal Block	15
Legal Lot Number	12
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	1
Census Block	1013
Census Tract	22208

Owner

1649 Clematis Ln is owned and occupied by an individual who bought it in September 2019.

Source: Seminole County records, as of July 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1649 CLEMATIS LN, WINTER PARK, FL 32792-2320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CREDIT UNION
Sep 30, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME1ST LENDING LLC
Apr 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Apr 30, 2018 · Amount on File
Deed Document Number	2019105799
Deed Book / Page	9446 / 975
Prior Transfer Date	Apr 1, 2006
Prior Transfer Doc	0062221477
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Recording Date	Jul 21, 2026
Property Address	1649 CLEMATIS LN, WINTER PARK, FL 32792-2320
Document Number	0000072141
Book / Page	11078 / 1977
Instrument Date	Jul 15, 2026
Instrument	202672141
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 CLEMATIS LN, WINTER PARK, FL 32792-2320

Mortgage

Document Number	0000072141,
Date	Jul 21, 2026
Book Page	11078/1977
Instrument	202672141

Lender

Name	FAIRWINDS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2056

Interest

Rate Type	Balloon
Rate	6.55%
Initial Type	Balloon
Max Rate	-1%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 30, 2019
Property Address	1649 CLEMATIS LN, WINTER PARK, FL 32792-2320
Document Number	0094460975
Book / Page	09446 / 0975
Map Reference	MB 12 PG 88&89
Instrument Date	Sep 20, 2019
Instrument	2019105799
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST SIGNATURE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1152 LAURA ST, 1152, CASSELBERRY, FL 32707-2721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 CLEMATIS LN, WINTER PARK, FL 32792-2320

Mortgage

Document Number	0009446977
Date	Sep 30, 2019
Instrument	09446/977

Lender

Name	HOME1ST LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 30, 2018
Property Address	1649 CLEMATIS LN, WINTER PARK, FL 32792-2320
Document Number	0091190105
Book / Page	09119 / 0105
Map Reference	MB12 PG88&89
Instrument Date	Apr 10, 2018
Instrument	2018046473
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	CHAMPIONS TITLE AND CLOISNG

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3546 CRESCENT ST, 3546, ASTORIA, NY 11106-3920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 CLEMATIS LN, WINTER PARK, FL 32792-2320

Mortgage

Document Number	2018046474
Date	Apr 30, 2018
Instrument	2018046474

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1649 Clematis Ln was $2,561 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,561.00 Homeowner's exemption	$205,815	$329,132 Land $85,000 Building $244,132
2023	$2,358.00 (+2.83%) Homeowner's exemption	$194,189 (+3%)	$312,200 (+6.79%) Land $85,000 Building $227,200
2022	$2,293.00 Homeowner's exemption	$188,533	$292,354 Land $75,000 Building $217,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1649 Clematis Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	4 (2015–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1649 Clematis Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASSELBERRY, CITY OF (3 WPS) serves 54,747 people · EPA ID FL3590159
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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