Henderson County property record for 1649 Bruce St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,595 sqft · built 1991 |
| Lot Size | 0.207 acres (9,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Oct 2022) |
| Tax Bill | $2,051 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46A-119 |
| Primary APN | 46A-119 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,595 sqft Finished Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 9,013 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 323 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 51245 |
|---|---|
| Street Address | 1649 BRUCE ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-4335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | RIVER VISTA |
| Legal Lot Number | 4 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20602 |
Source: Henderson County records · APN 46A-119
Assessment roll updated November 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1649 BRUCE ST, HENDERSON, KY 42420-4335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2022 | Deed, Transfer · FHA Mortgage LIBERTY FCU |
| Feb 20, 2020 | Deed, Transfer · FHA Mortgage EVANSVILLE TEACHERS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on Record |
| Deed Sale | Oct 26, 2022 · Amount on Record |
| Prior Sale | Feb 20, 2020 · Amount on Record |
| Deed Document Number | 202211037 |
| Deed Book / Page | 663 / 147 |
| Prior Transfer Date | Nov 11, 2008 |
| Prior Transfer Doc | 000565/916 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Oct 26, 2022 |
| Property Address | 1649 BRUCE ST, HENDERSON, KY 42420-4335 |
| Document Number | 0RE663/147 |
| Book / Page | RE663 / 147 |
| Map Reference | MB 6 PG 1 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022011037 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 73 HAWES RD, KUTTAWA, KY 42055-6966 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1649 BRUCE ST, HENDERSON, KY 42420-4335 |
| Document Number | 2022011038 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 2022011038 |
| Name | LIBERTY FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Feb 20, 2020 |
| Property Address | 1649 BRUCE ST, HENDERSON, KY 42420-4335 |
| Document Number | RE0642/499 |
| Book / Page | RE 0642 / 499 |
| Map Reference | MB 6 PG 1 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 2020001773 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | FOREMAN WISDOM LAND TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 633 E MAIN ST UNIT 506, 506, LOUISVILLE, KY 40202-1928 |
| Name | Verified Name |
|---|---|
| Address | 1649 BRUCE ST, HENDERSON, KY 42420-4335 |
| Document Number | MT1305/356 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | MT 1305/356 |
| Instrument | 2020001774 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Henderson County records · Assessment roll updated November 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,051.00 (-0.82%) | $185,000 (-) | $185,000 (-) |
| 2023 | $2,068.00 (+24.43%) | $185,000 (+23.33%) | $185,000 (+23.33%) |
| 2022 | $1,662.00 | $150,000 | $150,000 |
Source: FEMA National Flood Hazard Layer, Henderson County (21101C), as of May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211010206021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 162 (1979–2012) |
| Claims Outside the SFHA | 2 of 162 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
Based on FCC filings for 54 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0510188, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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