1649 4th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1649 4th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,340 sqft · built 1887
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$259,900 (May 2022)
Tax Bill	$5,364 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`34-29-22-13-0023`

Property Details

APN / Parcel Number

Primary APN	`34-29-22-13-0023`
Alternative APNs	`8521911` `581193`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,340 sqft Living Area
1st Floor Area	796 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1963
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	581193
Street Address	1649 4TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIETZS SUB OF L10 LEES SUB HM LOT 28
Legal Range	22
Legal Township	29
Legal Section	34
Legal Subdivision	DIETZS SUB OF L10 LEES SUB HM
Legal Lot Number	10,28
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1012
Census Tract	34602

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1649 4TH ST E, SAINT PAUL, MN 55106-5405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 1, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 11, 2022	Limited Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 4, 2021	Quit Claim Deed, Transfer NOT AVAILABLE, SOLIDIFI
Nov 16, 2020	Foreclosure ATTORNEY ONLY
Oct 24, 2018	Warranty Deed, Transfer · FHA Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Mar 4, 2022 · Amount on Record
Deed Document Number	20224946535
Prior Transfer Date	May 3, 2022
Prior Transfer Doc	0004946533
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Jun 29, 2026
Property Address	1649 4TH ST E, SAINT PAUL, MN 55106-5405
Document Number	0005111404
Instrument Date	Jun 21, 2026
Instrument	20265111404
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 4TH ST E, SAINT PAUL, MN 55106-5405

Mortgage

Document Number	0005111404,
Date	Jun 29, 2026
Instrument	20265111404

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Apr 1, 2052

Interest

Rate	6.51%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1649 4TH ST E, SAINT PAUL, MN 55106-5405
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 4TH ST E, SAINT PAUL, MN 55106-5405

Mortgage

Document Number	0A05009841
Date	Dec 1, 2023
Instrument	A05009841

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Apr 1, 2052

May 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 11, 2022
Property Address	1649 4TH ST E, SAINT PAUL, MN 55106-5405
Document Number	0A04946535
Instrument Date	Mar 1, 2022
Instrument	A04946535
Transaction Type	Transfer
Record Updated	Dec 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$857.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 4TH ST E, SAINT PAUL, MN 55106-5405

Mortgage

Document Number	0A04946536
Date	May 11, 2022
Instrument	A04946536

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2052

Mortgage

Document Number	0A04946537
Date	May 11, 2022
Instrument	A04946537

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Apr 1, 2032

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 4, 2021
Property Address	1649 4TH ST E, SAINT PAUL, MN 55106-5405
Document Number	0A04887839
Instrument Date	May 24, 2021
Instrument	A04887839
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE, SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 W 35TH ST STE 1102, 1102, NEW YORK, NY 10001-1905

November 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	RAMSEY MN
Recording Date	Nov 16, 2020
Property Address	1649 4TH ST E, SAINT PAUL, MN 55106-5405
Document Number	0004845141
Instrument Date	Nov 6, 2020
Instrument	4845141
Transaction Type	Foreclosure
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$677.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6061 S WILLOW DR #300 GREENWOOD VILLAGE CO 801115151, 300, GREENWOOD VILLAGE, CO 80111-5151

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 24, 2018
Property Address	1649 4TH ST E, SAINT PAUL, MN 55106-5405
Document Number	0004732496
Instrument Date	Oct 17, 2018
Instrument	4732496
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1649 4TH ST E ST PAUL MN 551065405, ST PAUL, MN 55106-5405

Mortgage

Document Number	4732497
Date	Oct 24, 2018
Instrument	4732497

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,700 (+6.45%) Land $38,300 Building $237,400	$275,700 (+6.45%) Land $38,300 Building $237,400
2025	$5,364.00 (+26.21%)	$259,000 (+3.89%) Land $38,300 Building $220,700	$259,000 (+3.89%) Land $38,300 Building $220,700
2023	$4,250.00	$249,300 Land $23,800 Building $225,500	$249,300 Land $23,800 Building $225,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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