1649 23rd St, Florence, OR 97439 Property Records

Lane County property record for 1649 23rd St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 2014
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Oct 2023)
Tax Bill	$3,176 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-33-01401-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-33-01401-000`
Alternative APNs	`1812233301401` `1422144`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,748 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	125 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	1,772 sqft
Parking Spaces	2 Parking Spaces
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1422144
Street Address	1649 23RD ST
City	FLORENCE
State	OR
Zip	97439-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H
Legal Description	TL 01401
Legal Range	12
Legal Township	18
Legal Section	23
Legal Subdivision	FRASIER & BERRYS
Legal Block	60
Legal Lot Number	1401
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3028
Census Tract	705

Owner

1649 23rd St is owned and occupied by two individuals who bought it in October 2023.

Source: Lane County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1649 23RD ST, FLORENCE, OR 97439-9548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Prior Sale	Jul 13, 2021 · Amount on File
Deed Document Number	202330047
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 17, 2023
Property Address	1649 23RD ST, FLORENCE, OR 97439-9548
Document Number	0000030047
Map Reference	MB 2 PG 1
Instrument Date	Oct 13, 2023
Instrument	2023-030047
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1649 23RD ST, FLORENCE, OR 97439-9548

Mortgage

Document Number	0000030048
Date	Oct 17, 2023
Instrument	2023-030048

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 13, 2021
Property Address	1649 23RD ST, FLORENCE, OR 97439-9548
Document Number	0000046393
Map Reference	MB 2 PG 1
Instrument Date	Jul 6, 2021
Instrument	2021-046393
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8428 THURSTON RD, SPRINGFIELD, OR 97478-9696

Mortgage

Document Number	0000046394
Date	Jul 13, 2021
Instrument	2021-046394

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1649 23RD ST, FLORENCE, OR 97439-9548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023002
Date	May 8, 2020
Instrument	2020-023002

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1649 23rd St was $3,176.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,176.00	$232,808	$495,162 Land $69,578 Building $425,584
2023	$2,999.00 (+4.24%)	$219,445 (+3%)	$563,124 (+14.99%) Land $59,746 Building $503,378
2022	$2,877.00	$213,054	$489,728 Land $57,477 Building $432,251

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1649 23rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1649 23rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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