16488 Centipede St, Clermont, FL 34714 Property Records

Lake County property record for 16488 Centipede St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,986 sqft · built 2018
Lot Size	0.137 acres (5,971 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,000 (May 2021)
Tax Bill	$5,386 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0103-000-20300`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0103-000-20300`
Alternative APNs	`262414010300020300` `3905913`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,986 sqft Living Area
Gross Area	2,427 sqft
1st Floor Area	1,986 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,971 sqft (0.137 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3905913
Street Address	16488 CENTIPEDE ST
City	CLERMONT
State	FL
Zip	34714-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 2B PB 68 PG 77-79 LOT 203 ORB 5713 PG 1249
Legal Range	26E
Legal Township	24S
Legal Section	14
Legal Subdivision	SAWGRASS BAY PHASE 2B
Legal Tract	A&B
Legal Lot Number	203
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2033
Census Tract	31314

Owner

Source: Lake County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16488 CENTIPEDE ST, CLERMONT, FL 34714-5026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 17, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	202170220
Deed Book / Page	5713 / 1249
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE FL
Recording Date	May 20, 2021
Property Address	16488 CENTIPEDE ST, CLERMONT, FL 34714-5026
Document Number	0057131249
Book / Page	5713 / 1249
Map Reference	MB 68 PG 77-79
Instrument Date	May 14, 2021
Instrument	2021070220
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	NOT AVAILABLE, OCEAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,058.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 86690, MADEIRA BEACH, FL 33738-6690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16488 CENTIPEDE ST, CLERMONT, FL 34714-5026

Mortgage

Document Number	0057131255
Date	May 20, 2021
Instrument	5713/1255

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 17, 2018
Property Address	16488 CENTIPEDE ST, CLERMONT, FL 34714-5026
Document Number	0050960761
Book / Page	5096 / 0761
Map Reference	MB 68 PG 77-79
Instrument Date	Apr 11, 2018
Instrument	2018044302
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 LEE VISTA BLVD, 6200, ORLANDO, FL 32822-5147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16488 CENTIPEDE ST, CLERMONT, FL 34714-5026
Investor	Possibly a Property Investor

Mortgage

Document Number	2018044303
Date	Apr 17, 2018
Instrument	2018044303

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,033 (-) Land $100,000 Building $227,033	$327,033 (-) Land $100,000 Building $227,033
2025	$5,386.00 (-6%)	$327,033 (-6.05%) Land $100,000 Building $227,033	$327,033 (-6.05%) Land $100,000 Building $227,033
2024	$5,730.00 (+8.63%)
2023	$5,275.00 (+16.01%)	$348,076 (+19.58%)	$348,076 (+19.58%) Land $100,000 Building $248,076
2022	$4,547.00	$291,076	$291,076 Land $43,000 Building $248,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

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